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Credit Pacific Service Union A perfectly sensible proposal by the Bush administration - a phase-out of federal flood-insurance subsidies for vacation homes and rental properties - is being greeted with all the fury of an angry ocean slamming into a bulkhead.

Credit First Service Union It "could break a lot of people," according to one Sea Isle City critic.

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Card Credit Mobile Service "It's class discrimination. Sock it to the rich," according to another critic.

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Card Credit Discover Service Come now.

Credit Public Service Union The National Flood Insurance Program, which provides subsidized flood insurance to 4.3 million property owners nationwide, has long been in need of reform.

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Card Credit Processing Service Look no further than Absecon Island, where a group of homeowners seems to have successfully derailed a massive federal beach-replenishment and dune-construction project. Some of the people who oppose the dunes are in a position to do so because the federal flood insurance program stands ready to reimburse them for any flood damage ... to their vacation homes.

Center Credit Service Union Does that sound fair or sensible to anyone?

Card Credit Service Wireless Previous attempts to raise flood-insurance premiums for vacation homes have failed in Congress. This year, the prospects may be a tad better. The Federal Emergency Management Agency, which administers the flood program, estimates that the proposed changes could generate $13 million in the first year - a nice chunk of change at a time when FEMA desperately needs additional funds to respond to terrorist-related emergencies.

Credit Security Service Union This is not a class-warfare issue. It is a matter of simple fairness.

Credit Report Service Make a list of governmental priorities. Where should this rank - federally subsidized insurance premiums for homes that are not primary residences?

Blogspot Com Christian Besides, the critics overstate the impact on owners of second homes and rental properties. FEMA estimates that premiums for the affected policyholders would rise by $650; local critics of the proposal put the figure at $800. Heck, let's call it $1,000. Is that going to "break" someone who owns two homes? We doubt it.

Christian Counseling Credit What it will do is give the rest of us a break and inject some needed sense into the flood-insurance program.

Credit Federal Service Union The Press of Atlantic City - 3/18/2002

Topic: Flood Control

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