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SREB s Electronic Campus - Detailed Description Read detailed information about distance learning programs of study, delivery media, credit options, faculty, admissions, tuition and fees, financial aid, applying, and find contact information and important web site links for SREB s Electronic Campus. SREB s Electronic Campus, Atlanta distance learning programs, Georgia distance learning programs SREB Electronic Campus

Atlanta, Georgia Announcements Campus News: Welcome to the Electronic Campus. The Electronic Campus is your comprehensive source for information about higher education opportunities and services across the South. Are you looking to start or resume your college education, seeking courses or programs that fit your schedule, or need to satisfy a job requirement E-learning is for you. Here is your one stop access to convenient opportunities and services designed to meet your needs. credit division service

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Mary Agnes Larson Associate Director, Electronic Campus Southern Regional Education Board 592 10th Street, NW Atlanta, Georgia 30318-5776, United States Telephone: 404-875-9211 Fax: 404-872-1477 E-mail: electroniccampus@sreb.org World Wide Web: http://www.ElectronicCampus.org card credit online service

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In February 004, the Southern Regional Education Board (SREB) launched a more robust Electronic Campus, recreating it as a regional earning network for the South with improved levels of function. The Electronic Campus Web site (http://www.ElectronicCampus.org) is the gateway to e-learning opportunities and online services designed to meet the unique needs of the adult learners who want to start, continue, or complete their education. It provides a one-stop place for adults to learn about and understand educational opportunities, to select campuses and/or e-learning opportunities that best match their needs, and to apply online and enroll in courses or programs. While the Electronic Campus is an online resource for all students, it is targeted at the unique needs of adult and e-learners to help them get the education they need to meet the demands of the twenty-first-century workforce. consumer counseling credit inc

Established in 1998, SREB Electronic Campus has grown from 104 courses to more than 15, 000 courses and over 550 degree programs from colleges and universities from the sixteen member states. New courses and programs are added ontinually. card credit fleet service

The Southern Regional Education Board, the nation first interstate compact for education, was created in 1948 at the request of Southern business, education, and governmental leaders. It is designed to help leaders in government and education work together to advance education and thus improve the social and economic life of the region. SREB member states are Alabama, Arkansas, Delaware, Florida, Georgia, Kentucky, Louisiana, Maryland, Mississippi, North Carolina, Oklahoma, South Carolina, Tennessee, Texas, Virginia, and West irginia. card consolidation credit

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The Electronic Campus provides detailed common and comparable information about distance learning courses and programs offered by participating colleges and universities. The goal is to provide enhanced educational opportunities for adult e-learners as well as traditional and nontraditional students by removing many of the barriers that have long hindered access to higher education. credit free online report

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Courses and programs are available in a variety of delivery formats. The predominant delivery method is the World Wide Web. Courses and programs are available via the Web in both synchronous and asynchronous modes. Other delivery formats are videotapes, satellite, CD-ROMs, compressed video, and open broadcast. Information on the delivery formats for each course and program is available on the Electronic Campus Web site (http://www.ElectronicCampus.org). credit federal first service

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What is a grace period A grace period is the time during which borrowers do not need to begin repaying their loan. In the case of a Stafford Loan, the grace period typically encompasses the six months after the student finishes school or drops below half-time enrollment. Repayment can begin during the grace period if the borrower chooses to do so. On subsidized loans those payments will be applied directly to the principal of the loan, allowing full repayment of the loan sooner than expected. The Perkins Loan has a nine-month grace period. Why is the Stafford Loan amount so low for incoming freshmen Federal regulations limit the amount students may borrow according to their educational level. These amounts are determined every five years in a process called reauthorization. Borrower loan limits increased to $3, 500 from $2, 625 for new loans effective on July 1, 2007. You may want to contact your U.S. Senator or congressional representative to express a need for higher limits. However, the government is aware of the need to keep borrowing to a practical minimum. Why will freshmen be allowed to borrow only $3, 500 when seniors are allowed to borrow over $5, 000; college costs are the same. It doesn't seem fair, and I don't understand the rationale. The rationale is that the federal government wants to limit the amount of debt a student is able to accrue. Once students are seniors, it is more likely that they will graduate and find jobs in their field, which will allow them to pay the loan back. Freshmen may decide that school is not for them and withdraw. If that happens and they have been allowed to borrow a large sum of money they may not be able to find a job that will allow them to pay it back. My child has received a subsidized Stafford Loan for $3, 500. What is the next best option to fill the gap from the EFC to cost of attendance After the Stafford has been taken, the next option would either be a PLUS loan for the parents, or, if you want the borrowing to be in the student's name, you can consider alternative loans, which are available through private lenders. Your financial aid office can give you more information on these options.
  • Financial Aid Q A: The Basics
  • Repayment Benefits of College Perkins Loans
  • Smart Borrowing Tips for College Students
Financial Aid Q A: Special Situations - Peterson's Explore some unique situations and see how they impact a student's ability to secure financial aid. financial aid; college financial aid; college aid; federal aid; federal college aid; federal aid for college; fafsa; fafsa tips; fafsa advice; college financial planning; scholarships; need-based aid; need-based aid for college; need-based college aid Financial Aid Q A: Special Situations I live on a small family farm. Our gross income is about $90, 000. However, after all the bills are paid we are left with a very small amount. How does this affect my financial aid applications I will be paying for everything myself. Your FAFSA information will be carefully reviewed and it must include financial information from both you and your parents. When you are looking into your final college choices, be certain that your school's financial aid officer has a complete understanding of your family's total financial situation. You will very likely need to consider the Stafford Loan and other self-help options to help defray college costs. Note: You do not have to include the value of a family farm that you (your spouse and/or your parents) live on. lso, a small business with not more than 100 full-time or full-time-equivalent employees (or any part of such a small business) that is owned and controlled by the family is excluded from assets on the FAFSA. What can a family do if a job loss occurs Aid eligibility is based on the previous year's income. So the family's 2007 income would be reported to determine eligibility for the 2008-09 academic year. In that way, the family's income can be verified with a tax return. But the previous year's income may not accurately reflect the current financial aid situation, particularly if a parent lost a job or retired. In these instances, the projected income for the coming year can be used instead. Families should discuss the situation directly with the financial aid office and be prepared to provide appropriate documentation. I was recently laid off and am now on public assistance. Are there any programs for a student in my position Yes, depending on when you plan to attend school. If you have already filed the 2008-09 FAFSA application and your income status has changed, notify the financial aid office at the school you plan to attend and it can assist you in making the changes necessary to be considered for additional financial aid due to changed financial status. With recently bankrupted parents and little current income, what is the route I should take in securing a financial plan for college that involves minimal or no out-of-pocket expenses Based on your current financial situation, you will probably be eligible for maximum financial aid. Your parents ay not be eligible for the parent PLUS loan, which should add an additional $4, 000 to your basic $3, 500 Stafford Loan limit (effective July 1, 2007). You also need to look for private scholarships, but please keep in mind that unfortunate financial circumstances do not necessarily mean you will get enough financial aid to pay for your entire education. You should shop around and see what school is most affordable. Try both private and public colleges. Good luck! I have filled out the FAFSA, but my parents' tax preparer told my parents that we shouldn't expect any financial help. I need help paying for college, and I'm afraid of taking out a loan. What can I do

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Repayment Benefits of a College Perkins Loan Owing money on a loan can be a burden, but if you took out a Perkins loan, you may be able to pay it off without a dime coming out of your own pocket! Some employers may pay off your loan (or at least part of it) and depending on what you do for a living, you may be able to have your debt orgiven altogether. Not everyone who takes out a Perkins loan is eligible for this benefit, but it might be an option for you. Make sure to check out whether or not you can benefit from this great opportunity! card chase credit customer

The Department of Defense

If you enlist in the Armed Forces, you may be able to negotiate a repayment agreement as part of your enlistment contract. In exchange for your service in specialty areas of the U.S. military, the Department of Defense may repay some or all of your Perkins Loan for you. If you have questions or aren sure if you qualify, contact your local recruiting office for more details. /p . card chase credit service

The Department of Health and Human Services

If you e moved on to a career in nursing after graduation, you may be eligible for repayment of your Perkins Loan through the Department of Health and Human Services Nursing Education Loan Repayment Program. This is sometimes offered as a hiring incentive for nurses willing to work in eligible facilities, many of which are located in areas experiencing nursing shortages. Further information on this repayment program can be found at www.bhpr.hrsa.gov/nursing/loanrepay.htm. /p . citi credit monitoring service

Death or disability

Your loan can be forgiven if you pass away or suffer from a permanent disability. If you e become disabled, contact the U.S. Department of Education at a href= http://www.fsahelp.ed.gov/ target= _blank www.fsahelp.ed.gov to find out more about how to pursue this or contact your loan holder. /p Community service careers Up to 100 percent f your Perkins loan may be forgiven if you choose to pursue a career in a community service or protection field. Any of the following career paths may make you eligible: /p credit plus service union

  • Working as a full-time teacher in a designated elementary or secondary school serving students from low-income families credit farm service

  • Working as a full-time special education teacher (including teaching children with disabilities in a public or other nonprofit elementary or secondary school) 1st credit federal service

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  • Working as a full-time teacher of math, science, foreign languages, bilingual education, or other fields designated as teacher shortage areas credit service tax

  • Working as a full-time employee of a public or non-profit child- or family-services agency providing services to high-risk children and families from low-income communities aeon credit service

  • Working full-time as a nurse or medical technician credit one service union

  • Working full-time as a law enforcement or correction officer bad cell credit phone service

  • Working as a full-time staff member in the education component of a Head Start program counseling credit debt service

Volunteering

If you volunteer for the Peace Corps, up to 70 percent f your Perkins Loan may be forgiven. If you serve with AmeriCorps or Volunteers in Service to America (VISTA), you can receive a monetary award to help pay off your loan. The Military If you e posted in an area of hostilities or imminent danger, up to 50 percent f your Perkins Loan may be forgiven. Furthermore, if you e been deployed or mobilized, you e not required to make any payments on your student loans during your absence. (It a federal law that your Perkins loan lender must postpone your loan payments if you are on active military duty.) This applies if you e in the National Guard or Ready Reserves as well. /p . card credit payment service

Even if your Perkins loan is a small one compared to your total loan obligations, it worth looking into. Individual loans often have minimum monthly payments of at least $50 even when they are small loans. If you e concerned about how those payments will add up, getting rid of just one may help ease the pain of paying off your student debt. card credit merchant

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  • The Military as a Source of Financial Aid
  • Smart Borrowing Tips for College Students
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Smart Borrowing Tips for College Students - Peterson s

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Smart Borrowing Tips for College Students For most college students, borrowing money to pay the school bills is a fact of life. Student loans are considered a justifiable means to an end, but can also be a major contributor to excessive student debt. Be a smart borrower and avoid overwhelming loan obligations bynderstanding your options and keeping your debt to a minimum. Consider your options. atlanta consumer counseling

The most costly mistake you can make is not considering all your options. account card credit merchant

  • Don just apply for financial aid through your school and government-lending programs. Do as much research as possible and apply for all the free money you can! Anything you get will reduce your out-of-pocket expenses. aspire card credit customer

  • More than likely, your financial aid packages include offers of student loans to help cover costs. Be advised that you don have to borrow the entire amount that offered to you. You can choose to have the amount reduced, or decline the loan altogether. card counseling credit service

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A bachelors degree is a traditional way people think of college. It is a four year degree, usually requiring at least 120 credits to graduate. The core classes usually involve the basics, such as English, Math, Science, varying by college. Students will be asked to declare a major, usually within the first two years of college. 45 credits of their bachelors degree. The education is meant to give students a broad background to continue onto graduate studies or to work.


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