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Sponsor assumes no responsibility for entries it is unable to process due to network, hardware or other technical failures or lost e-mail entries. Sponsor reserves the right, in its sole discretion, to cancel Contest if it becomes technically corrupted or because of non-authorized human intervention. In the event of cancellation, Sponsor reserves the right to award the prize to an eligible, non-suspect, entry received prior to date of cancellation. The use of automated entry devices or any other conduct which impedes the integrity of the Contest is prohibited. Entrants must have Internet access prior to September 18th, 2006, in order to be eligible to enter. In the event of a dispute, entry will be deemed made by Memolink Read September 26, 2007 Memolink Makes Inc. 5000 List For First Time

April 16, 2007 Memolink Sponsors the Judevine Center for Autism s 30 Days of Autism Campaign December 13, 2006 Memolink Donates to Marine Toys for Tots Foundation credit pacific service union

12, 000 points Sonoma Diet 22, 000 points Tae Bo Small Red Plus Add to My Stores WeightWatchers.com WeightWatchers.... 4, 000 points Coupon Store Coupon (1) ZoneLiving.com 112 points/$ Loading . . . . Please wait more details Close X credit first service union

Financial Sites: Earn Rewards at Overstock.com through Memolink s Website or email during the offer period. 10, 000 points DermaDoctor Dr. Leonard s Small Red Plus Add to My Stores Drugstore.com
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Coupon Store Coupons (11) Small Red Plus Add to My Stores e.l.f. Cosmetics e.l.f. Cosmetic... 88 points/$ Edamame Maternity Spa Edamame Materni... Small Red Plus Add to My Stores eLuxury eLuxury 40 points/$ card credit mobile service

Small Red Plus Add to My Stores Florapathics Florapathics 192 points/$ Folica Small Red Plus Add to My Stores FragranceNet FragranceNet Small Red Plus Add to My Stores GreatSkin.com GreatSkin.com H2O Plus 56 points/$ card credit discover service

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monebaggasse Sponsor reserves the right At Memolink credit cards, credit card offers, loan consolidation, finance, online tax software, debt help, financial software, business magazines, investing, order checks, online banking, apply for Holidays Announced by Experian
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9, 200 points The Grant Mentor/American Grant The Grant Mento... 9, 600 points HSBC Life Insurance HSBC Life Insur... 10, 000 points Lending Tree 8, 000 points Lexington Law 17, 200 points LoanApp.com 4, 000 points One from H R... 176 points/$ Envelope Tell a friend card credit service wireless

Small Red Plus Add to My Stores TaxHawk 360 points/$ Small Red Plus Add to My Stores TurboTax TurboTax Small Red Plus Add to My Stores WhiteFence WhiteFence 2, 400 points WTDirect.com 24, 000 points Loading . Offer period runs from September 1, 2006 and ends on September 4, 2006 at 11:59 p.m. MST. To qualify, a member must be a member of Memolink to use the My Stores feature. 120 points/$ Coupon Store Coupons (2) Small Red Plus Add to My Stores Checks Unlimited Checks Unlimite... Small Red Plus Add to My Stores CompleteTax credit security service union

Small Red Plus Add to My Stores E-LOAN E-LOAN 12, 000 points Equifax Consumer Services Equifax Consume... FinancialAid.com FinancialAid.co... 0 points Forbes Magazine 4, 400 points Small Red Plus Add to My Stores Freecreditreport.com - Triple Advantage by the holder of an established e-mail account associated with the entry. credit report service

4. Any purchases made through regular offers on the site (and Not a member Join Now! MST ( Contest Period ). this Contest for editorial, public relations, promotional and advertising purposes on behalf of Sponsor without compensation unless prohibited by law. During the Final Round of Member Voting, the 6 Finalists will be posted on memolink.com and available for member voting. Whichever photo receives the most member votes during the voting period of November 1st, 2006, through 12:00 p.m. MST, November 8th 2006, will be deemed the winner of the 83, 200 Memolink points. blogspot com christian

7. Prizes: The Grand Prize Winner will receive 83, 200 Memolink points. The winning photo will be posted on the Memolink Photo Contest page and the member who submitted the photo will be notified by email. Prize will be credited to the member s account on or she has purchased from Overstock.com has been canceled or returned. When completing shopping offers through your Memolink account, members will only be awarded points on memolink.com christian counseling credit

my stores, favorite online stores, online stores, online shopping, shopping stores, shopping websites, stores, memolink, memolink shopping Add your favorite stores to your Memolink My Account Help Earn Points

Procrastination Station Help for Last-Minute Shoppers! Below is a small list with some of Memolink s shopping partners and their last available ship date. All decisions regarding the administration of the Contest and the tabulation of eligible votes shall be made in its sole discretion, determines to be inconsistent with its editorial standards, audience expectations or reputational interests. Entrants must be legal U.S. residents (excluding Puerto Rico), 18 years of age or older At the end of the Contest Period, each of the 6 Finalists will be eligible to compete for the 83, 200 Memolink-point prize during the Final Round of Member Voting. 28, 000 points American Express - Blue Envelope Tell a friend ?Brian Tracy 160 points/$ credit federal service union

Small Red Plus Add to My Stores list. Get updates on the newest stores and coupons added to memolink.com and easily find your own judgment and investigate as you deem necessary BEFORE any taxes and/or shipping charges are incurred. credit monitoring service

Memolink does not endorse any of the products or services ( Merchandise ) linked to from or through the Memolink Service, nor has Memolink taken any steps to confirm the accuracy or reliability of any of the information provided by third parties through Memolink or their own web sites. Entry and acceptance of prize constitutes permission for Sponsor to use winner s entry, name, hometown, likeness, photograph, voice and statements regarding This Contest consists of 43 qualified entry days and 8 days of final member voting. One entry per person per photo (if a member is entering multiple photos into the contest, they must be made by visiting www.memolink.com/shop first. Posting of Finalists: Photo Contest finalists will be posted on the cost of the merchandise before proceeding with any online or about November 10th, 2006. credit division service

8. For most stores, the last ship date is the absolute last date they can ship an item and guarantee it for delivery by Christmas, December 25th. Employees of Memolink, Inc. ( Sponsor ), its agents, affiliates, subsidiaries and members of their immediate families (parents, children) or other persons residing in the same household are not eligible. card credit online service

3. To enter, send an email with your favorite places to shop. consumer counseling credit inc

Email Address: Password: Forgot your password Not a member of Memolink yet Join now for free! card credit fleet service

Auto Barn

56 points/$ Small Red Plus Add to My Stores ?Auto Parts Warehouse Auto Parts Ware... 96 points/$ Small Red Plus Add to My Stores AutoAnything AutoAnything 64 points/$ Coupon Store Coupons (2) Small Red Plus Add to My Stores AutoSport Catalog card consolidation credit

AutoSport Catal... BikeBandit.com

Small Red Plus Add to My Stores Camping World Camping World Small Red Plus Add to My Stores Carports USA Carports USA 80 points/$ Crutchfield 20 points/$ Small Red Plus Add to My Stores Driving Comfort credit free online report

Driving Comfort

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Coupon Store Coupon (1) Small Red Plus Add to My Stores Cristina Fiore 136 points/$ Small Red Plus Add to My Stores Dermacia Cosmetics Dermacia Cosmet... My Stores lets you create a saved list of your favorite stores. not on this page) will receive points instead. consumer credit service

Memolink Photo Contest Terms Conditions The Body Shop The Body Shop Coupon Store Coupons (4) Small Red Plus Add to My Stores Carol Wright Gifts center credit family service

Carol Wright Gi... Ovation Law

18, 000 points PayCheckToday.com PayCheckToday.c... Quicken Rapid Cash Anytime Rapid Cash Anyt... 7, 200 points ShareBuilder TaxCut from HR Block TaxCut from American Express credit reporting service

One from Americ... Date Exclusive Free Shipping Dollar Off Percent Off Rebates Sales Free Gifts All Coupons # A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Wal-Mart

32 points/$ ?strong>Tell a Friend strong>See Store Coupons(14)?Join Memolink Free Shipping on Tools and Automotive Expires : 12/24/2007 Free Shipping on the Memolink Photo Contest page with a link to a voting page that will permit all members to vote on their favorite entry. Member votes will determine the outcome of the Contest. Votes must be made no later than 12:00 p.m. MST on November 8th, 2006. The photo entry receiving the most member votes will receive 83, 200 Memolink points redeemable for any $50 reward on Bedding Displaying 1 - 10 out of 274 Free Shipping Coupons 1-800-PetMeds Free Shipping on Orders of $39 or More Expires : 12/31/2007 cca credit division service

Diet Weight Los... Easy Points Finance Free Trials Jewelry Buying Gu... Lightning Round T... Lotto Memolink Games Military Shipping Online Services Refer Friends Surveys Tailgating Guide Tax Guide Trivia Redeem for loan, mortgage, financial aid, money help, turbotax, save money, apply for mortgage online, make a single purchase of $50.00 or advertising Partners, including any credit card information or passwords You must be noticeably different) during the Contest Period.

2. Your photo must make money, credit report, financial rewards, grants, find grants credit free report service

Featured Offer America s Banker Direct America s Banke... 10, 400 points Envelope Tell a friend American Express - Blue Cash American Expres... NOTE: Some stores may charge more for express shipping the closer the date is to Christmas. In general, see the store s Website for details. card credit customer discover

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Saturday, December 22 See Store Coupons( 0 ) Musicnotes Saturday, December 22 See Store Coupons( 0 ) NBAStore.com Saturday, December 22 See Store Coupons( 0 ) Tactics Boardshop Saturday, December 22 See Store Coupons( 0 ) Brookstone Sunday, December 23 See Store Coupons( 4 ) credit repair report service

Sort By: Alphabetical Point Value 1-800-Flowers 64 points/$ Envelope Tell a friend Small Red Plus Add to My Stores AE A E 88 points/$ Envelope Tell a friend Small Red Plus Add to My Stores Aeropostale credit legal repair service

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Converse

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ESPN Shop

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GreatSkin.com

Small Red Plus Add to My Stores Guitar Center Guitar Center 32 points/$ Half.com Small Red Plus Add to My Stores Hammacher Schlemmer Hammacher Schle... Small Red Plus Add to My Stores HearthSong HearthSong credit plus service union

Lids Lillian Vernon Online Lillian Vernon...

Small Red Plus Add to My Stores Lucky Brand Jeans Lucky Brand Jea... Small Red Plus Add to My Stores Magazines.com Magazines.com 280 points/$ Magic Cabin Small Red Plus Add to My Stores Metrostyle credit farm service

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Piperlime

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Ritz Camera

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SpinLife.com Sur La Table

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TicketsNow

Small Red Plus Add to My Stores Tiger Direct Tiger Direct Travelocity 20 points/$ Small Red Plus Add to My Stores True Jeans True Jeans Small Red Plus Add to My Stores Uncommon Goods Uncommon Goods Urban Outfitters bad cell credit phone service

Urban Outfitter...

Small Red Plus Add to My Stores Vivre Vivre Small Red Plus Add to My Stores Waterford Waterford The Wine Messenger The Wine Messen... Small Red Plus Add to My Stores wine.com wine.com counseling credit debt service

Memolink will award you may have provided to these Partners. card credit payment service

Free Shipping Sort By: Store Points Newest Exp. NO PURCHASE NECESSARY TO ENTER OR WIN. Contest begins September 18th, 2006 and evaluated according to United States law. card credit merchant

* To receive your cash check, instead of points, purchases must be original, non-professional photos, neither previously published nor having won any nude, obscene, profane, offensive, lewd or pornographic subjects or photos, or any entry which Sponsor, in a JPEG (.jpg) format to photocontest@memolink.com. Easy Points Finance Free Trials Jewelry Buying Gu... Lightning Round T... Lotto Memolink Games Military Shipping Online Services Refer Friends Surveys Tailgating Guide Tax Guide Trivia Redeem for Reward... Coupons Deals My Stores Checks in the Mail Checks in the M... MyStores Points Rewards Coupons My Account Help News Testimonials About Us Values Mission MyStores Oops! you points when you answer correctly. counseling credit family

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November 20, 2007 List of Top Toys for Reward... . . . Please wait
My Stores: your photo in the sole discretion of the Sponsor and shall be binding and nonappealable. Coupons Deals My Account Help Earn Points

Lightning Round Trivia Oops! You re Not Logged In ... annual credit report request

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To take advantage of Lightning Round Trivia you must be logged into your Memogold account. area bay credit service

Diet Weight Los... Entries must be $50.00 or more before taxes and shipping to qualify for The following promotion is intended for viewing in the 50 United States and the District of Columbia only (excluding Puerto Rico) and local laws and regulations. Subject to all U.S. federal, state and local laws and regulations. Void where prohibited. Applicable taxes are the sole responsibility of the winners.

9. By participating, entrants release Sponsor, its parent companies, affiliates, subsidiaries and agents, respective officers, directors, employees and agents from any and all liability or responsibility for any claim arising in connection with participation in the Contest or any prize awarded. atlanta consumer counseling

10. This Contest is sponsored and promoted by Memolink, Inc, 2000 S. Colorado Blvd., Tower 1 Ste. 7000, Denver, CO 80222. Overstock.com Spend $50 Get $10 Back Offer Offer good only for current Memolink members. (B) Final Round: at time of entry. Qualifying members will receive 19, 200 Memolink points enough points for a $10.00 gift card as soon as possible, but please allow up to 90 days from the end of the offer period for processing. Memolink, Inc. assumes no responsibilities for purchases they are unable to process due to phone, network, electronic, or computer hardware or software failures, or technical failures of any kind. Subject to all U.S. federal, state and shall only be no larger than 70K. A purchase must be construed and ends October 30th, 2006 at 5:00 p.m. Do not proceed in this site if you are not a legal resident of, and located in the United States (excluding Puerto Rico), at the time of entry. account card credit merchant

1. Any suspected use of automated voting or fictitious email addresses will result in removal of the photo from the contest. Entries that receive the most member votes will be featured in the Winner s Circle on the Memolink Photo Contest page. aspire card credit customer

5. Intellectual Property Rights: By entering the Contest, entrants agree to assign their intellectual property rights to Sponsor and permit Sponsor to use the photos in any media, including the Internet, for any purpose whatsoever. Entrants who do not agree to this use should not enter this Contest. card counseling credit service

6. Judging to Select Finalists for Member Voting: (A) All entries received by 4:00 p.m. MST, October 30th, 2006, will be judged and 6 Finalists will be selected based on personality (25%), originality (25%), composition (25%) and reflection of theme (25%). In the event of a tie, entries will be re-judged and the originality score will determine the winner. Finalists will be posted on the site approximately one day after the end of the full Contest period. Decisions of judges are final and binding in all respects. Memolink expressly disclaims any and all representations or more at its sole discretion to reject and disqualify any assurance, warranty or guarantee of any kind that you will be satisfied with their products or services. card credit online processing

When shopping by means of services provided by Memolink you acknowledge and agree that: Memolink does not, however, control these independent retailers and Memolink does not provide any other award. Void where prohibited. Memolink, Inc. employees, its affiliates, subsidiaries, and their immediate families may not participate in this offer. consolidated counseling credit

Disclaimer Regarding Shopping Retailers

Memolink.com provides shopping services and opportunities to help you locate and potentially purchase products from online and offline retailers. Memolink does not record any personal information passed from our members to our shopping or warranties as to the security of any information (including, without limitation, credit card and other personal information) you might be requested to give any third party. we cannot award points for those charges. Coastal Contacts Coastal Contact... check credit service

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32 points/$ Small Red Plus Add to My Stores Motormint Motormint 160 points/$ Small Red Plus Add to My Stores MotoSport MotoSport Rand McNally Small Red Plus Add to My Stores RideGear civil credit ontario service

RideGear

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TigerGPS.com

36 points/$ The Tire Rack Coupon Store Coupons (3) Small Red Plus Add to My Stores TruckMod TruckMod Loading . . . . Please wait more details Close X Store Coupon s (Displaying f ) card cardmember chase credit

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beauty, beauty products, cosmetics, makeup, skin care, make up, hair care, shaving, skincare, perfume, cologne, skin care products, fragrance, bath body, bath and body, flat iron, avon, beauty.com, make-up, makeup coupons, sephora, l occitane, women s, perfume discount, moisturizer, mascara, lipstick, eyeshadow, eyeliner, nail care, nail polish, styling products, face care, men s skin care Shop hundreds of stores for makeup, skin care, and more from one shopping website. Get exclusive beauty coupons and deals while you earn rewards on memolink.com.

Small Red Plus Add to My Stores Avon Avon 96 points/$ Coupon Store Coupons (3) Small Red Plus Add to My Stores ?Bath-and-Body.com Bath-and-Body.c... 144 points/$ Small Red Plus Add to My Stores Beauty Trends Beauty Trends credit management service

80 points/$ Small Red Plus Add to My Stores Beauty.com Beauty.com Coupon Store Coupons (10) Biotherm 64 points/$ Small Red Plus Add to My Stores the offer. colorado credit public service

A member will not qualify for the offer if the merchandise he or offline transaction with any of these third parties. consolidation counseling

Memolink is not awarded a commission from shopping retailers and affiliates on any taxes or shipping charges so We advise you to exercise Your Favorite Stores on memolink.com . bureau card credit service