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Health Insurance Plans from Assurant Health (100) / Credit Guides And Credit Services

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Find information about affordable health insurance plans from Assurant Health at assuranthealth.com.

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?} Health Plans For Customers For Agents For Providers Careers Newsroom My HSA Account Family Assurant Health Health Insurance Since 1892 Free online health insurance quote Buy Health Insurance Today! credit pacific service union

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free no obligation quote in minutes Learn more: Individual and Family Health Insurance About Assurant Health When you're looking for a financially stable organization that is easy to do business with, choose one with a history of being both. As the oldest national health insurance company, Assurant Health specializes in meeting the needs of individuals and small business owners. We focus on giving you innovative and affordable options % as well as the freedom to choose your preferred health care providers. credit first service union

Learn more about Assurant Health. For Our Customers Prospective Customers I need Individual and Family coverage for: Temporary insurance Permanent insurance insurance coverage for six months or less insurance coverage for more than six months Not Sure We can help you decide. Health Insurance for Small Businesses card credit mobile service

Current Customers Claims, Billing or Benefit Information Prescription Assistance Health Savings Account Login Find a Doctor or Hospital

Agents & Brokers Prospective Agents About Assurant Health Health Insurance Products Become an Appointed Agent card credit discover service

Contact Assurant Health Sales Current Agents Sales Agent Information Site Contact Assurant Health Sales

Learn More About Our Health Products Individual and Family Health Insurance Permanent health insurance coverage designed to protect you and your family. Individual and Family Insurance Student Health Insurance credit public service union

Renewable individual health insurance for college students. Student Health Insurance Small Employer Health Insurance Answers by Assurant helps small business owners make smart insurance choices. Small Employer Health Insurance Short Term Health Insurance A temporary health insurance plan for 30-365 days. Short Term Health Insurance card credit processing service

Health Savings Account (HSA) Pay medical expenses with pre-tax dollars. Health Savings Accounts (HSA) View HSA Tools Demo center credit service union


Time Insurance Company John Alden Life Insurance Company Union Security Insurance Company } card credit service wireless


} Health Plans

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2004 - 2007 Assurant, Inc. All rights reserved. Assurant Health is the brand name used for products underwritten and issued by Time Insurance Company, John Alden Life Insurance Company and Union Security Insurance Company. California license numbers: 08109 (Time Insurance Company), 08107 (Union Security Insurance Company) and 3894 (John Alden Life Insurance Company). Legal Notice | Privacy Policy credit report service

DCSIMG Assurant Health Privacy Policy Health Insurance Home &nbsp About Us &nbsp Contact Us &nbsp Site Map

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Privacy Policy Individual Rights and Forms

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Assurant Health Companies:

Time Insurance Company John Alden Life Insurance Company Union Security Company Form 28280 (4/14/2003) credit monitoring service

NOTICE OF PRIVACY PRACTICES This notice describes how medical information about you may be used and disclosed and how you can get access to this information. Please review it carefully.

Effective date 4-14-03 Assurant Health is required by law to maintain the privacy of protected health information and to provide the people we insure with this notice of our legal duties and privacy practices. Assurant Health is required to abide by the terms of the Notice. credit division service

Who We Are

Assurant Health has been in business since 1892 and is the brand name for products underwritten and issued by Time Insurance Company, John Alden Life Insurance Company and Union Security Insurance Company. Together, these three underwriting companies provide health insurance coverage for more than one million people nationwide. Each underwriting company is financially responsible for its own insurance products. Primary products include individual medical, small group, short-term and student health insurance products, consumer-choice products such as Health Savings Accounts and Health Reimbursement Arrangements, as well as non-insurance products. With almost 3, 000 employees, Assurant Health is headquartered in Milwaukee, Wis., and has operations offices in Minnesota, Idaho and Florida, as well as sales offices across the country. The Assurant Health Web site is www.assuranthealth.com. card credit online service

Assurant Health is part of Assurant, a premier provider of specialized insurance products and related services in North America and selected international markets. Its four key businesses%Üssurant Employee Benefits, Assurant Health, Assurant Solutions and Assurant Specialty Property%ave partnered with clients who are leaders in their industries and have built leadership positions in a number of specialty insurance market segments worldwide. consumer counseling credit inc

Assurant, a Fortune 500 company, is traded on the New York Stock Exchange under the symbol AIZ. Assurant has more than $20 billion in assets and $7 billion in annual revenue. The Assurant Web site is www.assurant.com. card credit fleet service

Information We Collect

To serve your health insurance needs, Assurant Health collects information about you. We may collect this information directly from you orally or on applications or other forms. We also collect information from third parties such as your agent or broker, your current or former health care providers and consumer reporting agencies. In addition, this information may include your transactions with Assurant Health, its affiliates and others. It is impossible to describe every type of information that we collect, but here are some examples: your name, age, address, Social Security number, telephone number, occupation and other demographic information about you and your family; whether you are a past or present customer with us, or if you ever applied for an insurance product or service from us, as well as your history of other insurance coverage and applications (if you apply online, information is collected through an Internet %ookie, % an information-collecting device from a web server); your past, present or future physical, mental or behavioral health or condition; your health care history; your history of insurance coverage, premiums, claims and payments through Assurant Health; information from consumer reporting agencies and data collection agencies. card consolidation credit

How Assurant Health May Use and Disclose Information About You

We use and disclose information about you in serving your health insurance needs. It is impossible to describe every type of information that we use or disclose but we have provided some examples of how we use this information to provide services to you and your dependents. Treatment: Your health care provider may ask us to use or disclose protected health information in connection with treatment, including the provision, coordination, or management of health care and related services. credit free online report

Payment:

We may use and disclose protected health information for payment purposes, including billing, review of health care services, determining whether a service is %edically necessary% and for utilization review. For instance, a doctor or health facility involved in your care may forward a claim to us with your protected health information. Assurant Health must have this health information to process your claims. credit federal first service

Health Care Operations:

Assurant Health may use and disclose protected health information as part of our health care operations. For example, we may use and disclose information in the underwriting process, renewal process, quality assessment activities or accreditation and certification. consumer credit service

Plan Sponsors:

If you are enrolled in a group health plan, Assurant Health may provide protected health information to the plan sponsor. For instance, we may share enrollment or disenrollment information with your employer. center credit family service

Health-related Benefits and Services:

We may, from time to time, contact you about treatment alternatives or other health related benefits, products or services that may be of interest to you, and for case management or care coordination. credit reporting service

Referred Sales % /b> For distribution companies with representatives who don't want to actively sell ancillary products, but who have clients asking about availability, we offer a method to refer these clients to Assurant Health in exchange for a referral fee. cca credit division service

Endorsed Agreements % /b> Your valued customers, employees or association members can be referred directly to our skilled telemarketing sales staff to discuss their health insurance needs.

Strategic Repositioning % /b> Assurant Health can provide assistance as you reposition your company by: facilitating the movement of customers to our product lines, providing stop loss protection from claim risk and joining with you in ongoing marketing agreements. credit free report service

Consumer Direct via Internet and Telemarketing % /b> We can partner with you to offer Assurant Health products direct to your customer or employees with a minimum of structure required on your part. Our Partners Include:

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MetLife Lincoln Financial Advisors Thrivent Financial for Lutherans Western-Southern Financial Group American National Property and Casualty Company AXA credit repair report service

Contact: Tom Esser

, CLU, ChFC Vice President - National Accounts Business Development Assurant Health tom.esser@assurant.com * Insurance agents and agencies contact}Time Insurance or}North Star Marketing for information on Assurant Health. credit legal repair service

Assurant Health insurance: Tools available for a Health Insurance Agent Learn about the tools available for an Assurant Health Insurance Agent, including Assurant's Agent Sales Site. Time Insurance John Alden Company to Company Assurant

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Tools for You

As a valued agent, Assurant Health provides you with the tools you need to effectively sell our products. The Agent Sales Site* provides access to the health proposal software, marketing materials, communications and forms. This is a secured site - you will need a UserID and Password. ccs credit division service

* This Web site is operated by Assurant Health and subject to our privacy policy and legal notice. credit service union worker


Time Insurance Company John Alden Life Insurance Company Union Security Insurance Company } 1st credit service union


} Health Plans

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John Alden Life Insurance Company information from Assurant Health Find John Alden Life Insurance company and product information from Assurant Health at assuranthealth.com. Current Agents Prospective Agents Time Insurance John Alden Company to Company John Alden Life Insurance Company

John Alden Life Insurance Company}/ North Star Marketing Reputations can either make you or break you. At North Star Marketing we have worked hard to earn our reputation of having the best agent support % both during and after the sale. Every call that comes into a local North Star Marketing office is answered by an experienced health insurance professional who is committed to helping you be successful. For more information on our services, please contact your local North Star Marketing office. card chase credit service

Learn more about John Alden products offered by North Star Marketing. citi credit monitoring service

About John Alden Life Insurance Company

Founded in 1961, John Alden Life Insurance Company has shown a lasting commitment to customers across the nation. On August 31, 1998, John Alden became a part of Milwaukee-based Assurant Health, creating one of the largest independent organizations in the United States exclusively serving the individual and small business insurance market. As an Assurant Health member company, John Alden Life Insurance Company is part of a long and stable company tradition. credit plus service union

For more than 100 years, Assurant Health's companies have}has provided a variety of insurance products to America%š diverse communities, making it one of the leading health insurance organizations in the nation. Assurant Health's underwriting companies}offer individual, small group and specialty health insurance products. Our specialty medical products include a market-leading short term medical plan. In fact, Assurant Health's companies together are}the number one sellers of temporary health insurance in the U.S. credit farm service

Time Insurance Company information from Assurant Health Learn about Assurant Health products offered by the Time Insurance company at assuranthealth.com. Current Agents Prospective Agents Time Insurance John Alden Company to Company Time Insurance

Time Insurance Company For more than 110 years, Time Insurance Company}has maintained a solid reputation for high quality products, financial stability and a commitment to the health insurance industry. The company offers Individual Medical and Small Group plans, which include Health Savings Accounts, Health Reimbursement Arrangements, }major medical plans as well as a lower cost major medical plans. The company is also the number one seller of temporary health insurance (Short Term) in the United States. 1st credit federal service

Your Time Regional Sales Director is a seasoned insurance professional, acting on your behalf as the critical link to Time Insurance Company}products and services. You can expect your RSD to provide . . . credit paychex service tax

% Professional training, including continuing education credit % Sales ideas % The latest revisions in products and home office procedures % Updates regarding legislative issues in your state % Quotes on all Time Insurance Company plans % Joint sales calls For information on how Time Insurance Company products can fulfill the health insurance needs of your clients, contact your local Regional Sales Director. credit service tax

Assurant Health Plan Information from assuranthealth.com Find Assurant Health plan information and ask an expert your insurance questions at assuranthealth.com. Physicians - NCQA Assurant Health Plan Information

Ask an Expert If you are interested in obtaining information on Assurant Health products, get a quote now or you can contact us. Written inquiries may be sent to Assurant Health, 501 West Michigan, PO Box 624, Milwaukee, WI 53201-0624. To reach us by phone, please call 1-800-800-1212. aeon credit service

Hours 7:30 a.m. to 10 p.m. CST, Monday through Friday If you are an existing Assurant Health customer, Hours 7:30 a.m. to 5 p.m. CST, Monday through Friday Assurant Health products are underwritten and issued by Time Insurance Company, Union Security Insurance Company, and John Alden Life Insurance Company. back to top ^ credit one service union


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Prescription Drug Plan: MedcoHealth Information Assurant Health customers can learn about MedcoHealth%š prescription drug plan at assuranthealth.com. Physicians - NCQA Prescription Drug Plan

MedcoHealth Telephone Numbers} } Visit the Medco Web site* to find valuable prescription drug information and compare prescription drug costs. Pharmacy Assistance 1-800-922-1557 Union Security Insurance Company and Time Insurance Company Pharmacy Locator and Home Delivery Assistance 1-800-978- counseling credit debt service

6227 John Alden Life Insurance Company Pharmacy Locator and Home Delivery Assistance 1-800-978-6228 * Medco is not owned or affiliated with Assurant Health but is a business affiliate of ours. This link is provided for your convenience only, and does not constitute a statement of endorsement, approval, affiliation or favoring of the external site. Assurant Health is not responsible for the content, views, products or availability of the site, nor does it assume any liability for the accuracy or completeness of its information. Please read our Privacy Policy and}Legal Notice for more information. card credit payment service

Ancillary Health Services provider information, from assuranthealth.com Learn about ancillary health services and find provider information from assuranthealth.com. Hospitals - Leap Frog Physicians - NCQA Ancillary Health Services

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Find an Ancillary Health Services Provider

- What are Ancillary Health Services - Looking for a Provider of Ancillary Health Services not available in your network > View Ancillary Health Services Providers Ancillary Health Services are services provided to patients to aid in the diagnosis or treatment of an illness or injury. They may be either diagnostic or therapeutic in nature. Examples of Diagnostic Ancillary Health Services include: laboratory services; radiology; magnetic resonance imaging (MRI), etc. Examples of Therapeutic Ancillary Health Services include: durable medical equipment; home health care; home infusion therapy; physical therapy; specialty pharmacy services; speech therapy; surgical centers; transplant services, etc. counseling credit family

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You made a wise decision by choosing Assurant Health for your health insurance needs. As a valued customer, you have a dependable, quality health plan from a national leader in health insurance that understands your need for peace of mind. And when it comes to service, Assurant Health strives to exceed them with extensive provider networks, prompt and fair claims payment and excellent customer service.


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Health Reimbursement Arrangements (HRAs) Health Reimbursement Arrangements are a creative method for financing affordable major medical insurance. An HRA offers many options for the employer to fund employee medical expenses, whether or not they are paid by the insurance plan, if any. Assurant Health has two HRA plans, each containing many choices that enable an employer to create a unique health insurance plan that fits the needs of the employees and the business.

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