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Individual and Family Health Insurance About
Assurant Health When you're looking for a
financially stable organization that is
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history of being both. As the oldest national health
insurance company, Assurant Health specializes in
meeting the needs of individuals and small business owners. We
focus on giving you innovative and affordable options % as well
as the freedom to choose your preferred health care
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2004 - 2007 Assurant, Inc. All rights reserved.
Assurant Health is the brand name used for products
underwritten and issued by Time Insurance Company, John Alden
Life Insurance Company and Union Security Insurance
Company. California license numbers: 08109 (Time
Insurance Company), 08107 (Union Security Insurance Company)
and 3894 (John Alden Life Insurance Company). Legal
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Assurant Health Privacy Policy
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Assurant Health Companies:
Time Insurance Company John Alden Life Insurance Company
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NOTICE OF PRIVACY PRACTICES
This notice describes how medical information about you
may be used and disclosed and how you can get access to this
information. Please review it carefully.
Effective date 4-14-03 Assurant Health is required by law
to maintain the privacy of protected health information and to
provide the people we insure with this notice of our legal
duties and privacy practices. Assurant Health is required to
abide by the terms of the Notice. credit division service
Who We Are
Assurant Health has been in business since 1892 and is the
brand name for products underwritten and issued by Time
Insurance Company, John Alden Life Insurance Company and Union
Security Insurance Company. Together, these three underwriting
companies provide health insurance coverage for more than one
million people nationwide. Each underwriting company is
financially responsible for its own insurance products. Primary
products include individual medical, small group, short-term
and student health insurance products, consumer-choice products
such as Health Savings Accounts and Health Reimbursement
Arrangements, as well as non-insurance products. With almost 3,
000 employees, Assurant Health is headquartered in Milwaukee,
Wis., and has operations offices in Minnesota, Idaho and
Florida, as well as sales offices across the country. The
Assurant Health Web site is
www.assuranthealth.com. card credit online service
Assurant Health is part of Assurant, a premier provider of
specialized insurance products and related services in North
America and selected international markets. Its four key
businesses%Üssurant Employee Benefits, Assurant Health,
Assurant Solutions and Assurant Specialty Property%ave
partnered with clients who are leaders in their industries and
have built leadership positions in a number of specialty
insurance market segments worldwide. consumer counseling credit inc
Assurant, a Fortune 500 company, is traded on the New York
Stock Exchange under the symbol AIZ. Assurant has more than $20
billion in assets and $7 billion in annual revenue. The
Assurant Web site is www.assurant.com. card credit fleet service
Information We Collect
To serve your health insurance needs, Assurant Health
collects information about you. We may collect this information
directly from you orally or on applications or other forms. We
also collect information from third parties such as your agent
or broker, your current or former health care providers and
consumer reporting agencies. In addition, this information may
include your transactions with Assurant Health, its affiliates
and others. It is impossible to describe every type of
information that we collect, but here are some examples: your
name, age, address, Social Security number, telephone number,
occupation and other demographic information about you and your
family; whether you are a past or present customer with us, or
if you ever applied for an insurance product or service from
us, as well as your history of other insurance coverage and
applications (if you apply online, information is collected
through an Internet %ookie, % an information-collecting device
from a web server); your past, present or future physical,
mental or behavioral health or condition; your health care
history; your history of insurance coverage, premiums, claims
and payments through Assurant Health; information from consumer
reporting agencies and data collection agencies. card consolidation credit
How Assurant Health May Use and Disclose Information
About You
We use and disclose information about you in serving your
health insurance needs. It is impossible to describe every type
of information that we use or disclose but we have provided
some examples of how we use this information to provide
services to you and your dependents.
Treatment: Your health care provider may ask
us to use or disclose protected health information in
connection with treatment, including the provision,
coordination, or management of health care and related
services. credit free online report
Payment:
We may use and disclose protected health information for
payment purposes, including billing, review of health care
services, determining whether a service is %edically necessary%
and for utilization review. For instance, a doctor or health
facility involved in your care may forward a claim to us with
your protected health information. Assurant Health must have
this health information to process your claims. credit federal first service
Health Care Operations:
Assurant Health may use and disclose protected health
information as part of our health care operations. For example,
we may use and disclose information in the underwriting
process, renewal process, quality assessment activities or
accreditation and certification. consumer credit service
Plan Sponsors:
If you are enrolled in a group health plan, Assurant Health
may provide protected health information to the plan sponsor.
For instance, we may share enrollment or disenrollment
information with your employer. center credit family service
Health-related Benefits and Services:
We may, from time to time, contact you about treatment
alternatives or other health related benefits, products or
services that may be of interest to you, and for case
management or care coordination. credit reporting service
Referred Sales % /b> For distribution companies with
representatives who don't want to actively sell ancillary
products, but who have clients asking about availability, we
offer a method to refer these clients to Assurant Health in
exchange for a referral fee. cca credit division service
Endorsed Agreements % /b> Your valued customers,
employees or association members can be referred directly to
our skilled telemarketing sales staff to discuss their health
insurance needs.
Strategic Repositioning % /b> Assurant Health can
provide assistance as you reposition your company by:
facilitating the movement of customers to our product lines,
providing stop loss protection from claim risk and joining with
you in ongoing marketing agreements. credit free report service
Consumer Direct via Internet and Telemarketing % /b>
We can partner with you to offer Assurant Health products
direct to your customer or employees with a minimum of
structure required on your part.
Our Partners Include:
State Farm Insurance Companies card credit customer discover
MetLife Lincoln Financial Advisors Thrivent Financial for
Lutherans Western-Southern Financial Group American National
Property and Casualty Company AXA credit repair report service
Contact:
Tom Esser
, CLU, ChFC Vice President - National Accounts Business
Development Assurant Health
tom.esser@assurant.com * Insurance agents and
agencies contact}Time Insurance
or}North Star Marketing for information on
Assurant Health. credit legal repair service
Assurant Health insurance: Tools available for a Health
Insurance Agent
Learn about the tools available for an Assurant Health
Insurance Agent, including Assurant's Agent Sales
Site.
Time Insurance John Alden Company to Company
Assurant
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Tools for You
As a valued agent, Assurant Health provides you with the
tools you need to effectively sell our products. The
Agent Sales Site* provides access to the
health proposal software, marketing materials, communications
and forms. This is a secured site - you will need a UserID and
Password. ccs credit division service
* This Web site is operated by Assurant Health and subject
to our privacy policy and legal notice. credit service union worker
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John Alden Life Insurance Company information from Assurant
Health
Find John Alden Life Insurance company and product
information from Assurant Health at assuranthealth.com.
Current Agents Prospective Agents Time Insurance John
Alden Company to Company John Alden Life Insurance
Company
John Alden Life Insurance Company}/ North Star Marketing
Reputations can either make you or break you. At North Star
Marketing we have worked hard to earn our reputation of having
the best agent support % both during and after the sale. Every
call that comes into a local North Star Marketing office is
answered by an experienced health insurance professional who is
committed to helping you be successful. For more information on
our services, please contact your local North Star
Marketing office. card chase credit service
Learn more about John Alden products offered by
North Star Marketing. citi credit monitoring service
About John Alden Life Insurance Company
Founded in 1961, John Alden Life Insurance Company has shown
a lasting commitment to customers across the nation. On August
31, 1998, John Alden became a part of Milwaukee-based Assurant
Health, creating one of the largest independent organizations
in the United States exclusively serving the individual and
small business insurance market. As an Assurant Health member
company, John Alden Life Insurance Company is part of a long
and stable company tradition. credit plus service union
For more than 100 years, Assurant Health's companies
have}has provided a variety of insurance products to
America%š diverse communities, making it one of the
leading health insurance organizations in the nation. Assurant
Health's underwriting companies}offer individual, small
group and specialty health insurance products. Our specialty
medical products include a market-leading short term medical
plan. In fact, Assurant Health's companies together are}the
number one sellers of temporary health insurance in the
U.S. credit farm service
Time Insurance Company information from Assurant
Health
Learn about Assurant Health products offered by the Time
Insurance company at assuranthealth.com.
Current Agents Prospective Agents Time Insurance John
Alden Company to Company Time Insurance
Time Insurance Company For more than 110 years, Time
Insurance Company}has maintained a solid reputation for high
quality products, financial stability and a commitment to the
health insurance industry. The company offers Individual
Medical and Small Group plans, which include Health Savings
Accounts, Health Reimbursement Arrangements, }major medical
plans as well as a lower cost major medical plans. The company
is also the number one seller of temporary health insurance
(Short Term) in the United States. 1st credit federal service
Your Time Regional Sales Director is a seasoned insurance
professional, acting on your behalf as the critical link to
Time Insurance Company}products and services. You can expect
your RSD to provide . . . credit paychex service tax
% Professional training, including continuing education
credit % Sales ideas % The latest revisions in products and
home office procedures % Updates regarding legislative issues
in your state % Quotes on all Time Insurance Company plans %
Joint sales calls For information on how Time Insurance Company
products can fulfill the health insurance needs of your
clients, contact your local Regional Sales
Director. credit service tax
Assurant Health Plan Information from
assuranthealth.com
Find Assurant Health plan information and ask an expert
your insurance questions at assuranthealth.com.
Physicians - NCQA Assurant Health Plan
Information
Ask an Expert If you are interested in obtaining information
on Assurant Health products, get a quote now
or you can contact us. Written inquiries may
be sent to Assurant Health, 501 West Michigan, PO Box 624,
Milwaukee, WI 53201-0624. To reach us by phone, please call
1-800-800-1212. aeon credit service
Hours 7:30 a.m. to 10 p.m. CST, Monday through Friday If you
are an existing Assurant Health customer, Hours 7:30 a.m. to 5
p.m. CST, Monday through Friday Assurant Health products are
underwritten and issued by Time Insurance Company, Union
Security Insurance Company, and John Alden Life Insurance
Company. back to top ^ credit one service union
Time Insurance Company John Alden Life Insurance Company
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Prescription Drug Plan: MedcoHealth Information
Assurant Health customers can learn about
MedcoHealth%š prescription drug plan at
assuranthealth.com.
Physicians - NCQA Prescription Drug Plan
MedcoHealth Telephone Numbers} } Visit the Medco Web
site* to find valuable prescription drug information
and compare prescription drug costs. Pharmacy Assistance
1-800-922-1557 Union Security Insurance
Company and Time Insurance Company Pharmacy Locator and Home
Delivery Assistance 1-800-978- counseling credit debt service
6227 John Alden Life Insurance Company Pharmacy Locator and
Home Delivery Assistance 1-800-978-6228 *
Medco is not owned or affiliated with Assurant Health but is a
business affiliate of ours. This link is provided for your
convenience only, and does not constitute a statement of
endorsement, approval, affiliation or favoring of the external
site. Assurant Health is not responsible for the content,
views, products or availability of the site, nor does it assume
any liability for the accuracy or completeness of its
information. Please read our Privacy Policy
and}Legal Notice for more information. card credit payment service
Ancillary Health Services provider information, from
assuranthealth.com
Learn about ancillary health services and find provider
information from assuranthealth.com.
Hospitals - Leap Frog Physicians - NCQA Ancillary
Health Services
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Find an Ancillary Health Services
Provider
- What are Ancillary Health Services - Looking for a
Provider of Ancillary Health Services not available in your
network > View Ancillary Health Services
Providers Ancillary Health Services are
services provided to patients to aid in the diagnosis or
treatment of an illness or injury. They may be either
diagnostic or therapeutic in nature. Examples of Diagnostic
Ancillary Health Services include: laboratory services;
radiology; magnetic resonance imaging (MRI), etc. Examples of
Therapeutic Ancillary Health Services include: durable medical
equipment; home health care; home infusion therapy; physical
therapy; specialty pharmacy services; speech therapy; surgical
centers; transplant services, etc. counseling credit family
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You made a wise decision by choosing Assurant Health for your health insurance needs. As a valued customer, you have a dependable, quality health plan from a national leader in health insurance that understands your need for peace of mind. And when it comes to service, Assurant Health strives to exceed them with extensive provider networks, prompt and fair claims payment and excellent customer service.