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According to a recent study by the Consumer Credit Counselling Service (CCCS), pensioners and over 60s are facing major debt problems .

Credit First Service Union (AXcess News) Colorado Springs, CO - Global warming may spell disaster for much of the Rocky Mountain West's ski industry by the year 2050, according to a climate-trends model showing dramatic snowpack loss due to climate warming. The climate model results are part of the 2006 Colorado College State of the Rockies Report Card, released this week.

Government claims that it is on target for a 30% reduction in carbon dioxide emissions by 2020 may be "very optimistic" 17 per cent, according to a recent independent audit. If true it would mean the government missing its (expected) legally binding target of slashing emissions by 60% by 2050 and would be a serious failure of the government's climate change strategy. And, even more devastating is the news from the government itself that the 2050 target may have to actually be strengthened as a wave of reports show the rate of global warming to be accelerating.

Card Credit Mobile Service A downscaled climate model was run on a regional scale for the eight-state Rocky Mountain region to see the potential effects of global warming in the Rockies, using data from 1961-1990, and projecting future trends from 2070 to 2099. The climate model generated the temperature, amount of precipitation and depth of snowpack at each of more than 15,000 data points evenly distributed throughout the eight-state region.

%íhat what we take for granted may not be here for our children% Ever since his son was critically injured after being hit by a car, US politician and former Vice President of the United States, Al Gore has taken a close interest in the threat posed by Global Warming. While in office, Gore backed a variety of environmental initiatives, not least being part of the administration that signed the Kyoto Treaty% this was to no avail however, as the US Congress rejected the treaty and the Bush Administration has even suggested since, that Global Warming does not actually exist and has refused to send this back to be ratified.

Card Credit Discover Service The climate-trend model shows that in every eco-region, springtime snowpack decreases by at least 37 percent, and in 14 eco-regions, snowpack decreases by more than 70 percent, which would have devastating effects on ski areas in the region.

Naturally, many companies, organisations, nations, and intergovernmental boards have been working on methods to combat the adverse impact of human society on this planet. The most recent measure undertaken was by the G8 (an intergovernmental panel of the world’s largest industrial countries) when they convened this week in Germany to tackle the influence of global warming. All members of this body reached an agreement and decided to aim for halving the global CO2 emission levels by 2050.

Credit Public Service Union Ski-area snowpack loss by 2085 is illustrated as follows:

The Consumer Credit Counselling Service (CCCS) has commented on personal loans and the process of personal pricing in the financial industry.

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Card Credit Fleet Service As conditions worsen for ski sports including downhill skiing, snowboarding, cross-country skiing, snowshoeing and snowmobiling, participation in these sports is likely to decrease and may become unviable by 2050, the report says. Mountain climates will have warmer winters and shorter snow seasons, and more of the region's precipitation will come in the form of rain, rather than snow.

Card Consolidation Credit Aspen Ski Company Chief Executive Officer Patrick O'Donnell, an advocate of reducing the impact of climate change on the ski industry who is quoted in the report, said that if climate change shortens the ski season, it is "going to be an economic disaster." O'Donnell said a ski resort such as Aspen Ski Company is open for about 140 days each year; it takes the resort 100 days to break even. If the season is shortened by a few dozen days, the resort would become unprofitable. As temperatures warm and snowpack melts earlier, some say the industry may fold.

Credit Free Online Report Others say climate change is less of a worry in the Rockies region because lower-altitude resorts such as those in the Pacific Northwest, New England and Europe will suffer rising snowlines and warmer winters before the Rockies

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