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The Lowdown on the Starwood Credit Card

Many credit cards offer highly specific rewards and benefits designed for a certain niche. As one of the top hoteliers in the world with names such as Sheraton, St. Regis, Le Meridien and Westin to its credit, Starwood Hotels and American Express have teamed up to provide those with good credit ratings and are frequent guests at Starwood Hotels a reward card with generous benefits - the Starwood Preferred Guest Credit Card.

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The Starwood Credit Card rewards members with one Starpoint for every dollar spent on general purchases and three Starpoints for every Starwood-related purchases. Cardholders also receive 1,000 Starpoints on their first eligible hotel stay and 500 Starpoints for every subsequent qualifying stay. Additionally, there is a 4,000 Starpoint first purchase bonus. That's already 5,000 Starpoints for the first use if it happens to be at a Starwood Hotel.

Impartial guide about credit card types available in the UK. Ensure you choose the right credit card type for you and save money with uSwitch.com

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Starpoints earned are redeemable for various travel related services. Members are allowed to exchange as little as 2,000 Starpoints for a free weekend stay while the paperless reward redemption method makes it possible to redeem the Starpoints impromptu. Starwood Credit Card members are also able to transfer their Starpoints into various airline frequent flyer miles. On top of that, a 5,000 Starpoint bonus is awarded when 20,000 points are transferred into miles. Most participating airlines have a 1:1 points-to-miles ratio.

Looking for a credit card Compare the top UK credit cards on uSwitch.com, the free and impartial comparison service and apply online.

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Other standard benefits such as auto and travel insurance are also applicable, and cardholders also get to take advantage of the American Express Offer Zone program and enjoy up to 25% discount on purchases at participating merchants and retailers worldwide.

Why carry Credit Cards when you can use Obopay Credit cards allow people to purchase items immediately, and pay for them later. Instead of having money removed directly from a bank account, as is the case with debit cards, a credit card purchase is paid for by the credit card issuer and the credit card holder pays back the issuer in full at the end of the month, or with interest added minimal monthly payments. Also, responsible use of credit cards helps in building a good credit history, which aids in attaining loans, insurance, and other important services from financial institutions.

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The interest rates and charges for the Starwood Credit Card are rather lackluster, unless you are the card issuer, of course. The APR on purchases and cash advances are higher that the average reward card while there is a $30 annual fee. However, this fee is waived for the first year and there is a 2.9% intro rate that lasts six-months.

If you use the uSwitch.com comparison service to choose your credit card, you can apply for the card by visiting the issuer's website via our provided link. Any information you give to uSwitch.com in the process of making your online UK credit card comparison is secure. If you choose to apply for a UK credit card online, you will be visiting a site outside of uSwitch.com with its own privacy policy. Start your credit card comparison to benefit from our secure switching service.

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In summation, the Starwood Credit Card would be the card for you if you travel a lot, are a member of one of the participating airline's frequent-flyer program and stay at one of Starwood's many hotels

  • If your item is lost or damaged, you should contact the shipping company directly to learn about the type of coverage they provide.
  • If you paid for an item with a credit card and you did not receive the item, contact your credit card company and ask about their protection services. Most credit card companies provide 100% online protection.

Card Credit Processing Service For more information or to apply for the Starwood Credit Card, Eric Wasselman recommends Find Credit Cards.

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