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* Please keep the reference number that confirms your
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Visit a Green Dot retail location near you. To find the
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You should keep track of the amount of value loaded on Cards
issued to you. You may call us at the Customer Service number
shown on your Card and listed below at any time to obtain the
current value on your Card. To reach us, call toll-free (800)
710-4802 for the balance. You may also access your account
information online at www.accountnow.net. You
can access your account information 24 hours a day, 7 days a
week, 365 days a year. card credit customer discover
Each time you use your Card, you authorize us to reduce the
value available on your Card by the amount of the transaction.
You are not allowed to exceed the available amount on your Card
through an individual transaction or a series of transactions.
Nevertheless, if a transaction exceeds the balance of the funds
available on your Card (creating a shortage ) you
shall remain fully liable to us for the amount of the
transaction and any applicable fees or charges. We reserve the
right to bill you for any shortage together with a
Non-sufficient Funds (NSF) and/or Overdraft fee. You agree to
pay us promptly for the shortage and any applicable NSF and/or
Overdraft fees. We also reserve the right to cancel this Card
should you create one or more shortages with your Card. credit repair report service
You do not have the right to stop payment on any purchase
transaction originated by use of your Card. If you authorize a
transaction and then fail to make a purchase of that item as
planned, the approval may result in a hold for that amount of
funds for up to 3 business days. credit legal repair service
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(9) Any other exception stated in our Agreement with
you. ccs credit division service
Your Liability for Unauthorized Transfers
Tell us AT ONCE if you believe your Card has been lost or
stolen. Telephoning toll-free at (800) 710-4802 is the best way
of keeping your possible losses down. You may not be liable for
unauthorized use of your Card provided that you notify us
within a reasonable time after learning of the loss or theft of
your Card. A transaction will be considered unauthorized if it
is initiated by someone other than you without your authority,
or you receive no benefit from the transaction, or if we do not
conclude, in our sole discretion, that the facts and
circumstances do not reasonably support a claim of unauthorized
use. Reasonable time will be determined in our sole discretion
based on the circumstances but will not be less than 60 days
from the transaction date. If your Card has been lost or
stolen, we will close your Card to keep losses down. We reserve
the right to investigate any claim you may make with respect to
a lost or stolen Card, and you agree to cooperate with such
investigation. We may ask you for a written statement,
affidavit or other information in support of the claim. Also,
if your transaction history shows transactions that you did not
make, tell us at once. If you do not tell us within 60 days
after the transaction history was made available to you, you
may not get back any money you lost after the 60 days if we can
prove that we could have stopped someone from making the
unauthorized transaction if you had told us in time. Our
liability is limited to reimbursing you for the face amount of
any unauthorized transaction. credit service union worker
Other Terms 1st credit service union
P.O. Box 1481 Madison, WI, 53701 card chase credit customer
Privacy and Data Protection (i) Information
We Collect ( Cardholder Information ): (a)
Information about purchases made with the Card, such as date of
purchase, amount and place of purchase (b) Information you
provide to us when you apply for a Card, or for replacement
Cards or when you contact us with customer service issues, such
as name, address, phone number. card chase credit service
(ii) Information Security: Only those persons who need it to
perform their job responsibilities are authorized to have
access to Cardholder Information. In addition, we maintain
physical, electronic and procedural security measures that
comply with federal regulations to safeguard Cardholder
Information. citi credit monitoring service
(iii) Disclosure: We may use Cardholder Information to
provide customer services, to process claims for lost or stolen
Cards, to develop marketing programs, to help protect against
fraud and to conduct research and analysis. In addition, it is
often necessary for us to disclose Cardholder Information for
the same purposes to companies that work with us. For example,
we may provide certain Cardholder Information to companies that
perform business operations or services, including marketing
services, on our behalf. We may also provide certain Cardholder
Information to others as permitted by law, such as government
entities or other third parties in response to subpoenas. credit plus service union
Telephone Monitoring/Recording credit farm service
From time to time we may monitor and/or record telephone
calls between you and us to assure the quality of our customer
service or as required by applicable law. 1st credit federal service
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We are not responsible for the quality, safety, legality, or
any other aspect of any goods or services you purchase with
your Card. credit service tax
Arbitration (a) Purpose: This Arbitration
Provision sets forth the circumstances and procedures under
which claims (as defined below) may be arbitrated instead of
litigated in court. aeon credit service
(b) Definitions: As used in this Arbitration Provision, the
term Claim means any claim, dispute or controversy
between you and us arising from or relating to the Card or this
Agreement as well as any related or prior agreement that you
may have had with us or the relationships resulting from this
Agreement, including the validity, enforceability or scope of
this Arbitration Provision or the Agreements. Claim
includes claims of every kind and nature, including but not
limited to initial claims, counterclaims, cross-claims and
third-party claims and claims based upon contract, tort, fraud
and other intentional torts, statutes, regulations, common law
and equity. The term Claim is to be given the
broadest possible meaning that will be enforced and includes,
by way of example and without limitation, any claim, dispute or
controversy that arises from or relates to (i) your Card, or
the Cards of any Additional Cardholders designated by you; (ii)
the amount of Available Funds on the Cards; (iii)
advertisements, promotions or oral or written statements
related to the Cards, goods or services purchased with the
Cards; (iv) the benefits and services related to the Cards; and
(v) your enrollment for any Card. We shall not elect to use
arbitration under the Arbitration Provision for any Claim that
you properly file and pursue in a small claims court of your
state or municipality so long as the Claim is individual and
pending only in the court. credit one service union
As used in the Arbitration Provision, the terms
we and us shall for all purposes mean
the Bank, wholly or majority owned subsidiaries, affiliates,
licensees, predecessors, successors, and assigns; and all of
their agents, employees, directors and representatives. In
addition, we or us shall include any
third party using or providing any product, service or benefit
in connection with any Cards (including, but not limited to
merchants who accept the Card, third parties who use or provide
services, debt collectors and all of their agents, employees,
directors and representatives) if, and only if, such third
party is named as a co-party with us (or files a Claim with or
against us) in connection with a Claim asserted by you. As
solely used in this Arbitration Provision, the terms
you or yours shall mean all persons or
entities approved by us to have and/or use a Card, including
but not limited to all persons or entities contractually
obligated under any of the Agreements and all Additional
Cardholders. bad cell credit phone service
(c) Initiation of Arbitration Proceeding/Selection of
Administrator: Any Claim shall be resolved, upon the election
by you or us, by arbitration pursuant to this Arbitration
Provision and the code of procedures of the national
arbitration organization to which the Claim is referred in
effect at the time the Claim is filed. Claims shall be referred
to either the National Arbitration Forum ( NAF ),
Judicial Arbitration and Mediation Services ( JAMS ),
or the American Arbitration Association ( AAA ), as
selected by the party electing to use arbitration. If a
selection by us of one of these organizations is unacceptable
to you, you shall have the right within 30 days after you
receive notice of our election to select either of the other
organizations listed to serve as arbitrator administrator. For
a copy of the procedures, to file a Claim or for other
information about these organizations, contact them as follows:
(i) the NAF at P.O. Box 50191, Minneapolis, MN 55404; (ii) JAMS
at 1920 Main Street, Suite 300, Los Angeles, CA 92614; website
at www.jamsadr.com; (iii) AAA at 335 Madison
Avenue, New York, NY 10017; website at
www.adr.org. counseling credit debt service
(d) Significance of Arbitration: IF ARBITARTION IS CHOSEN BY
ANY PARTY WITH RESPECT TO A CLAIM, NEITHER YOU NOR WE WILL HAVE
THE RIGHT TO LITIGATE THAT CLAIM IN COURT OR HAVE A JURY TRIAL
ON THAT CLAIM, OR TO ENGAGE IN DISCOVERY EXCEPT AS PROVIDED FOR
IN THE CODE OF PROCEDURES OF THE NAF, JAMS, OR AAA, AS
APPLICABLE (THE CODE ). FURTHER, YOU WILL NOT HAVE
THE RIGHT TO PARTICIPATE IN A REPRESENTATIVE CAPACITY OR AS A
MEMBER OF ANY CLASS OF CLAIMANTS PERTAINING OT ANY CLAIM
SUBJECT TO ARBITRATION. EXCEPT AS SET FORTH BELOW, THE
ARBITRATOR S DECISION WILL BE FINAL AND BINDING. NOTE THAT
OTHER RIGHTS THAT YOU WOULD HAVE IF YOU WENT TO COURT ALSO MAY
NOT BE AVAILABLE IN ARBITRATION. card credit payment service
(e) Restrictions on Arbitration: If either party elects to
resolve a Claim by arbitration, that Claim shall be arbitrated
on an individual basis. There shall be no right or authority
for any Claims to be arbitrated on a class action basis or on
bases involving Claims brought in a purported representative
capacity on behalf of the general public, other Cardholders or
other persons similarly situated. The arbitrator s
authority to resolve Claims is limited to Claims between you
and us alone, and the arbitrator s authority to make awards
is limited to you and us alone. Furthermore, Claims brought by
you against us or by us against you may not be joined or
consolidated in arbitration with Claims brought by or against
someone other than you, unless otherwise agreed to in writing
by all parties. card credit merchant
How much money can I load at one time For direct deposits,
we accept deposits up to $5, 000. To add money using cash, you
can add as little as $10. There is a maximum cash limit of $950
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prepaid card AccountNow does not charge any fees for loading
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How do I know if my money was deposited For cash loads, the
store should provide you with receipt number or reference
number for each transaction. Please save this transaction
number. When will the money be available Generally, your money
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ATM and Deposit Locations
ATM Locations Click on any of the networks below to find an
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How It Works
Learn how to add money More about Bill Pay
More about Credit Builder Using your AccountNow prepaid
account is so easy you ll never go back to a traditional
bank account to manage your money.
Instant Approval, Guaranteed* No Upfront Fees Common
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Shop and Pay Bills
AccountNow prepaid Visa card accounts provide a safe
and easy way to pay bills, send money and purchase goods and
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- Shopping and Making Purchases
- Bill Pay Overview
- How Bill Pay Works
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Shopping and Making Purchases You can use your AccountNow
Prepaid Visa Card to withdraw money or make purchases wherever
Visa debit cards are accepted. Using your card is not only
safer than cash, it can be used for online purchases or at
millions of retail stores across the Unites States or
internationally. You can also use it to secure travel-related
reservations for car rentals, hotels, motels, and airline
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Bill Pay Overview Bill Pay is a fast, easy and convenient
way to pay your bills by phone or online. With Bill Pay you can
setup one time or recurring payments to anyone within the
United States. Payments are guaranteed with Bill Pay and more
secure than using checks, cash, or money orders. Best of all,
it FREE. How Bill Pay Works To begin using Bill Pay, you will
need to add a payee to your Bill Pay account. To add a payee,
simply fill in the payee information, including their name,
address, and the account number listed on the bill, if
available. Once the information is filled out, all you need to
do is add them to your personalized list of payees and you can
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Bill Pay sends money from your account electronically or
through the mail. If your payee accepts Electronic Funds
Transfer (EFT), you can have payments sent electronically. By
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If your payee doesn except EFTs, AccountNow will issue and
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When a payment is sent, AccountNow will email you a
confirmation email to document your payment. For an electronic
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electronic payment is initiated. For a paper check, you will
receive a payment confirmation email when your check is cut and
mailed. You can also view a report of current and past payments
online. bad credit repair service
Benefits of Bill Pay It Convenient. With Bill Pay you don
have to leave your home to pay your bills. Payments can be sent
by phone or online. By using Bill Pay to pay all your bills,
you no longer have to wait in long lines at check cashing
centers to buy money orders or inconvenience yourself with
going to the post office to mail your payments. It Fast.
Sending money through Bill Pay only takes a few minutes. If you
send your payment electronically through EFT, your payment will
be received within a few days. If your payment is sent by a
check, allow 5 business days for delivery. budget counseling credit
It Easy. To setup a payment, all you need to provide is who
and where you would like your payment sent. Also, you can
schedule recurring payments so that you will never have to
worry about remembering bill due dates. Payments can be setup
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months, helping eliminate the possibility of late charges. credit equifax information
It Free. Bill Pay is completely FREE. Also, by using Bill
Pay to pay your bills you eliminate having to pay for money
orders or stamps. It Guaranteed. Since AccountNow keeps track
of all your payments processed through Bill Pay, you can rest
assure your bill is guaranteed to be paid. When a payment is
sent, AccountNow will email you a confirmation that your
payment was successfully processed. You no longer have to worry
about your payment being lost in the mail or loosing a cash
payment on your way to a check casher. credit first houston service
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| Help Find ATM / Deposit Location File
your Federal tax return by April 15, 2008, and have your tax
refund loaded onto your AccountNow Prepaid Visa Card. Not
only will you get your refund faster but you ll be
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Form 1040 (Lines 74b-d) capital card credit one
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Pay bills, shop online, make travel reservations, buy gas
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Don t Have A Card or call us toll free
1-800-681-4155 Terms Conditions |
Privacy Policy Call Us Toll Free
800-681-4155 credit security service union
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Prepaid cards are electronic cards which allow card holders to access funds deposited to an account. A prepaid card can be used to withdraw money or pay for goods and services. Unlike a credit card, which extends a line of credit, prepaid cards are more similar to debit cards. Prepaid card holders can only spend the money they load on the card. Since no credit is extended to prepaid card holders, interest and overdraft fees are avoided.
purchase our services as a Merchant and submit your credit card details, you authorise clixGalore to debit your credit card for the services purchased and any future deposits you make to your account. In the event of your credit card being declined and an alternative credit card has been previously provided to your account, deposit. To minimise credit card misuse, repeated use of invalid credit cards to make account deposits will incurr a $20 penalty. This amount will be deducted from the Merchants account balance.