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Credit Pacific Service Union Coastal Realtors largely oppose a new federal proposal that would cut flood-insurance subsidies for owners of vacation homes. The proposal also is drawing criticism from local government officials, who see the move as an unfair penalty for owning property close to the ocean.

It "could break a lot of people, " according to one Sea Isle City critic. "It's class discrimination. Sock it to the rich, " according to another critic. Come now. The National Flood Insurance Program, which provides subsidized flood insurance to 4.3 million property owners nationwide, has long been in need of reform. Look no further than Absecon Island, construction project. Some of the people who oppose the dunes are in a position to do so because the federal flood insurance program stands ready to reimburse them for any flood damage ... to their vacation homes.

Credit First Service Union The news was met with especially strong criticism in one Cape May County town, which has been in negotiation with federal officials over flood insurance for much of the past decade.

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Card Credit Mobile Service Officials in Sea Isle City have been trying to get back the 5 percent discount on residents' flood insurance ratings that the Federal Emergency Management Agency stripped because of north-end homes that were without sewer service.

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Card Credit Discover Service Under the new proposal, the Bush administration wants to stop giving the owners of vacation homes federal flood insurance subsidies, a move reportedly included in Bush's Feb. 4 budget proposal and which one critic estimates could cost second homeowners an average of about $800 each.

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Credit Public Service Union "I think that could break a lot of people," said Irene Jameson, who is a member of a group of residents of the north end of the city that lobbies for better flood and storm protection.

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Card Credit Processing Service Angela Estes and her husband, Jere, live in Cherry Hill but own a second home in Sea Isle. They say they would have a hard time paying a higher flood insurance premium.

Center Credit Service Union "People in Sea Isle and a lot of other coastal towns aren't what you'd call wealthy folks," Estes said.

Card Credit Service Wireless Realtor Dave Farina, a member of the city's tourism commission, said many of the seasonal property owners in Sea Isle City are not so well off that they can afford the cost of a higher flood insurance premium.

Credit Security Service Union "A lot of them are working-class people who maybe don't want to invest in the stock market," Farina said. "They see investing in seashore property as a safer investment where the costs are pretty much fixed.

Credit Report Service "But even if they can afford it doesn't mean they should have to be charged extra. That seems something better suited for a place like Malibu or Palm Beach - the rich and famous."

Blogspot Com Christian But that seems to be the rationale driving the Bush proposal, critics say.

Christian Counseling Credit "It's class discrimination. Sock it to the rich, they can take it," said Ken Smith, president of the Coastal Advocate Inc., which lobbies the government for property owners and towns in New Jersey. Smith, of Ship Bottom, is also involved in the real estate industry.

Credit Federal Service Union "Before they increase anything, there should be some sort of flood damage," Smith said. "Then they should be eligible for some kind of low-interest loan."

Credit Monitoring Service Ocean County Realtor Garry Wilson, of First Realty in Forked River, said many of the coastal property owners rent or vacation in small cottages that appear much the same today as when their families bought the properties several decades ago.

Credit Division Service "If they're middle-class families, something like that would hit them hard," Wilson said.

Card Credit Online Service By Jim McElhatton
The Press of Atlantic City - 3/12/2002

Topic: Flood Control

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