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Credit Pacific Service Union The union representing 102,000 employees of SBC Communications Inc. said Wednesday it would stage a four-day strike starting Friday because of a deadlock in contract negotiations with the nation's second biggest local phone company.

Credit unions exist not only worldwide, but also in each of the 50 U.S. states. By definition, a credit union is a cooperative financial institution that is owned and controlled by its members. Credit unions differ from banks and other financial institutions in that the members who have accounts in the credit union are the owners of the credit union.¹ Some experts say that about one half of the nation's credit unions offer secured credit cards to members, many of which may offer lower interest rates.²

Credit First Service Union ``This is an opportunity for the company to see how seriously we are taking this,'' said Candice Johnson, a spokeswoman for the Communications Workers of America.

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Card Credit Mobile Service Johnson said the strike would begin at 12:01 a.m. local time Friday in each affected time zone, and that workers would return to their positions at 12:01 a.m. Tuesday.

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Card Credit Discover Service CWA president Morton Bahr said the union opted for a short strike to get its message across without doing too much harm to SBC.

Plans will vary based on the size of a company. branch credit union with 100 people. Likewise, the credit union's plan will differ greatly from the disaster recovery plan for a Fortune 500 company. For the small to size business, real money can be saved by developing and implementing a plan that takes advantage of the company's size and flexibility.

Credit Public Service Union ``We know that a prolonged strike could cause a loss of major customers and do significant damage to the company,'' Bahr said. ``Hopefully that can be avoided.''

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Card Credit Processing Service SBC spokesman Selim Bingol said the company did not have immediate comment about the strike, which comes after three months of negotiations involving a federal mediator.

Center Credit Service Union In trading on the New York Stock Exchange, SBC shares fell 21 cents to close at $24.38.

Card Credit Service Wireless The CWA on Tuesday gave SBC a 24-hour notice that it was prepared to initiate a work stoppage.

Credit Security Service Union A strike would likely affect local phone service in SBC's 13-state coverage area, which includes Texas, California, Illinois, Michigan, Ohio and Connecticut. It would be CWA's first strike against SBC since a three-week action in 1983.

Credit Report Service The telecommunications company says it has contingency plans for management employees, contract workers and retirees to handle key duties in case of a walkout.

Blogspot Com Christian The union has criticized the company for its positions on wages, health care costs and job security.

Christian Counseling Credit SBC has proposed a 4 percent lump-sum payment to workers in the first year of its proposed five-year deal, with annual base-pay increases of at least 2.25 percent in the next four years. But at the same time, the company wants workers to make higher medical co-payments.

Credit Federal Service Union Johnson said the lump-sum amount would not be added to workers' base pay, which will save SBC an estimated $1 billion over the next four years.

Credit Monitoring Service ``You don't then shift health care costs to workers,'' she said. ``Use some of those savings to offset health care cost increases, which is only fair.''

Credit Division Service In 2003, SBC was by far the most profitable of the four so-called ``Baby Bell'' local-phone companies, earning $8.5 billion on revenue of $40.8 billion. It is second in local phone service to Verizon Communications.

Card Credit Online Service But since late 2001, SBC has cut about 30,000 jobs, roughly 15 percent of its work force, in an aggressive move to reduce operating costs.

Consumer Counseling Credit Inc SBC has repeatedly said that it wants to reach a new contract, but that the company is feeling tremendous pressure to control expenses because of growing competition from other telecom providers.

Card Credit Fleet Service The union counters that SBC is a solid, financially healthy company with a bright future that CWA workers have helped to create and in whose benefits they deserve to share.

Card Consolidation Credit The CWA is the nation's largest communications and media union, representing more than 700,000 workers in telecommunications, journalism, publishing, airline customer service and other fields. It represents editorial and technical staff at The Associated Press.

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