The Advanta Platinum Rewards BusinessCard MasterCard, which is issued through Advanta, is best suited to business owners who want to consolidate their expenses onto one credit card account. This card has the added bonus for cardholders of offering rewards and rebates for any purchases for the business.
Credit Pacific Service Union
The rewards program allows cardholders to earn one point for each dollar spent on everyday purchases. The points can then be used for airline tickets, other travel rewards, and pre-paid bonus cards. On the Advanta Platinum Rewards MasterCard, there is no limit to the points you can earn during the year, but points do expire after 3 years. If the cardholder is not interested in a rewards program, per se, they can choose a rebate program where 1% to 5% cash back can be earned on purchases. Whichever the cardholder chooses, these programs are both free!
Unfortunately, credit card companies offering lower typical APRs (Annual Percentage Rate) tend to have stricter credit check systems and are more likely to reject your application. With the uSwitch.com credit card comparison service you can compare the credit cards available that will accept applications from people with poor credit check results (or credit ratings). This will save you the hassle of having your applications rejected, which can also show up as a bad sign in future credit checks.
Credit First Service Union
The Advanta Platinum BusinessCard MasterCard has no annual fee and a 0% introductory APR for the first fifteen months. This APR applies to balance transfers only. The cards fixed APR of 7.99% is extremely low and reasonable. The fixed APR on cash advances is also reasonable at 7.99%! This rate for cash advances is not seen on many credit cards! There are, of course, finance charges for any purchases that are not paid for within the first 20 days, and there are charges for other services like cash advances and balance transfers. The maximum credit limit offered on the Chase Business Rebate Card is $50,000.
Even if your application goes no further, service providers will add details of this search and your application to your record. In assessing your credit record, we may also use any information which the MoCom Group already holds about you. If your credit application is successful and we fulfil your order, you will be entered into a credit agreement with the Network Service Provider who will add details of your agreement as well as ongoing details of your account and how you manage it to credit reference agency records.
Card Credit Mobile Service
Other common platinum business features apply to this MasterCard, as well, like auto rental insurance, extended warranty coverage, itemized expense reports and account access over the internet. Cardholders can also enjoy discounts from participating retailers and merchants on certain products and services.
Taking into account the inferred credit rating of this postcode, a card which is likely to be issued here is... MBNA Platinum Rewards MBNA Platinum Rewards 15.9% variable Use our FREE service to increase your chances of being accepted to around 85%. Find Credit Cards & Loans matched to you
Card Credit Discover Service
With no annual fee and such a low APR, the Advanta Platinum Rewards BusinessCard MasterCard is one that should be considered closely. It can be beneficial to anyone who can take advantage of its rewards or rebate programs.
If you ™e not happy with the offer you receive, you can try another lender. They all use different criteria to decide who to lend to, so a rejection from one lender does not mean you won be able to get a mortgage from another. Most applications leave a record on your credit report however read our Insider's guide to credit reports for more details.
Credit Public Service Union
For more information or to apply for the Advanta Platinum Rewards, Beth Derkowitz recommends Find Credit Cards.
When lenders wish to process an application for credit, they ask a credit reference agency for certain details from your credit file. This course of action is known as a credit search. Agencies keep a record of each search of your credit report for a year, known as a a footprinta These footprints show which company has accessed your credit file and when. Thus, your credit report will list all searches conducted over the past year.
Card Credit Processing Service
[ Comment, Edit or Article Submission ]