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Details Of The Citi Upromise Card Application

The Citi Upromise Card, issued by Citibank, is intended for use by those who have very good credit and want to take advantage of its built-in college savings reward program. Enrollment in the Upromise program allows cardholders to earn a 10% rebate on select purchases. With over 7,000 grocery and drugstore items, a 2% rebate on gasoline purchased at Exxon and Mobil, and a 1% rebate on other purchases, your account can quickly build up a nice college fund for the future.

Credit Pacific Service Union
The card has an introductory interest rate of 0% that also applies to any balance transfers and has no annual fee. The introductory rate is good for one year, and is followed by a variable rate of 11.99% on purchases, and a minimum of 19.9% on cash advances. Balance transfers requested after the introductory period are subject to a 3% charge with a minimum of $5 and maximum of $75. Other benefits of the Citi Upromise card include travel accident insurance up to $1000,000, auto rental insurance, and other services related to travel and emergency assistance. It also offers student discounts on selected products and services through participating merchants and retailers.

Upromise does not guarantee that completing an application for credit will result in your receiving a loan or credit card from a Lender.

Credit First Service Union
Participants in the rewards program can expect to receive between 1% and 10% in rebates with a maximum annual rebate of $300 on grocery and drug store items. Gasoline purchases are unlimited. Some of the other extra that a cardholder receives with this card include:

The 1% college savings from Citi that are shown on your Citi Upromise World MasterCard statement each month will be displayed in your Upromise account as "pending" within 5 business days of your Citi statement closing date. In general, you should see your 1% Citi college savings move from a pending status in your account within 45 days from the statement closing date on your Citi credit card bill. The 10% Citi contributions will not be shown on your Citi Upromise World MasterCard statement. However, you will be able to view this information in the Account Details section of your Upromise account within 60 days of the eligible purchase transaction. If you ever have any questions about the 1% Citi college savings you earned, 5114. If you have questions about the 10% Citi contributions you earned, 3809.

Card Credit Mobile Service
. Access to your account online

Yes, you may carry both credit cards, provided that you apply for and are approved for each card in accordance with the credit requirements set forth by Citi. If you wish to apply for a Citi Upromise World MasterCard, 5114.

Card Credit Discover Service . Solutions to identity theft

Unfortunately, credit card companies offering lower typical APRs (Annual Percentage Rate) tend to have stricter credit check systems and are more likely to reject your application. With the uSwitch.com credit card comparison service you can compare the credit cards available that will accept applications from people with poor credit check results (or credit ratings). This will save you the hassle of having your applications rejected, which can also show up as a bad sign in future credit checks.

Credit Public Service Union . Protection from fraud

Impartial guide about credit card types available in the UK. Ensure you choose the right credit card type for you and save money with uSwitch.com

Card Credit Processing Service . Automatic payment of your bill

Center Credit Service Union . A year end financial statement if requested

Card Credit Service Wireless . No cardholder liability for unauthorized transactions

Credit Security Service Union . Your photo on the card (optional)

Credit Report Service . Travel and accident insurance up to $1,000,000

Blogspot Com Christian . Insurance for car rental

Christian Counseling Credit . Emergency assistance and travel services

Credit Federal Service Union . Medical and legal referral services

Credit Monitoring Service . Assistance with lost baggage

Credit Division Service . Replacement of lost cash

Card Credit Online Service . Emergency replacement of your card

Consumer Counseling Credit Inc . Reporting of lost and stolen cards

Card Credit Fleet Service . Auto rental discounts

Card Consolidation Credit . Student discounts at participating merchants and retailers

Credit Free Online Report
With the rewards program connected to this card, the minor disadvantages are but an inconvenience. What better way to save for college than by using your credit card? It's simple, convenient, and it doesn't have an annual fee.

Credit Federal First Service
For more information or to obtain the Citi Upromise Card application, Joshua Shapiro recommends Find Credit Cards.

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