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Details Of The Citi Platinum Select Card

The Citi Platinum Select Card, which is offered by Citibank, was created for individuals with a good credit history. This card is a great platinum card with many of the standard services and benefits that are associated with Citibank.

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Some of the platinum cardholder benefits that this MasterCard provides are auto rental insurance, fraud protection services and even up to $1,000,000 in travel accident insurance. These benefits are standard for most platinum cards.

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The Citi Platinum Select Card has no annual fee, which is nice considering it is a platinum MasterCard. It has an introductory rate of 0% for both purchases and balance transfers, which is another attractive feature. Cardholders do not have to submit the balance transfers during your application for the card to get that low rate. They can be submitted at any time during that first twelve months.

0.00% for 12 months Apply Citi Citi Platinum MasterCard 0.00% for 12 months Apply Prices were last updated on 20 April 2007 Where a provider has more than one card with the same balance transfer period, we only show one card to give you a wider view of the market. All cards are available when you carry out a full comparison.

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Once the introductory rate expires, the variable APR of 10.99% is quite reasonable and is determined by the "Average Daily Balance" method. The variable APR jumps for cash advances to 22.99% and has a minimum cap. Even when the Prime Rate falls, the interest rate for cash advances on this card will not go below the minimum that Citibank has instituted. There is no cost for additional cards on the account, either.

Some of the credit cards offered by Bank of America have an annual cap on the amount of miles you can earn. If you hold one of these credit cards and have reached your mileage cap for the year, 7302 (for existing cardholders) to request an upgrade to a higher level Alaska Airlines Credit Card. Our Signature and Platinum Plus Credit Cards do not have an annual mileage cap.

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Although there is no annual fee for the Citi Platinum Select Card, there are fees when you go over your credit limit, when you get a cash advance, and when you transfer balances (after the introductory offer). These charges are common for any credit card. A grace period of 20 days applies to all charges on the card.

Yes, you may carry both credit cards, provided that you apply for and are approved for each card in accordance with the credit requirements set forth by Citi. If you wish to apply for a Citi Upromise World MasterCard, 5114.

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So, when looking for a card with standard services and benefits, no annual fee, and an attractive introductory offer, the Citi Platinum Select Card may be just the MasterCard to look at. Although it has nothing extraordinary to offer, it is a credit card that may be just what you need.

Veracity began testing services along these lines, he continued. One customer had several serious, inaccurate delinquencies, including a collection account, a credit card more than 150 days past due, day delinquencies on a bank line of credit, day late on a Texaco gas card. Ayer said Veracity helped the customer get these errors removed. 27.99% (MBNA); 20.99% (Chase); 20.49% (Advanta) and 12.74% (Citi).

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For more information or to obtain the Citi Platinum Select application, Joshua Shapiro recommends Find Credit Cards.

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