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• In general, geographical regions ranked similarly to previous years, with Arkansas, Minnesota, Kansas and Wisconsin ranking in the top five and New Jersey, Washington, DC, Massachusetts and Rhode Island in the bottom five. credit pacific service union

Other points of interest drawn from the 2007 GMAC Insurance National Drivers Test include: credit first service union

• With Age Comes Wisdom: The older the driver, the higher the test score. Drivers 35+ years old were most likely to pass. card credit mobile service

• More than half of respondents (55 percent) don t know how many feet to signal before making right or left turns. card credit discover service

• More than 2 in 5 drivers (46 percent) are unaware of the meaning of a diamond-shaped sign (warning sign). credit public service union

• Fortunately, nearly all respondents (98 percent) know what to do when an emergency vehicle with flashing lights approaches, what to do when hydroplaning and the meaning of a solid yellow line. card credit processing service

• Illinois, Georgia, DC, Pennsylvania, New York, New Jersey, Rhode Island and Massachusetts were the least knowledgeable states overall, with average scores lower than 75 percent. center credit service union

• Idaho and Alaska were the most knowledgeable, with average scores over 81 percent. card credit service wireless

• Regions displaying the highest failure rates were the South Atlantic (20.8 percent) and New England (15.7 percent). credit security service union

1939 as Motors Insurance Company (MIC) by General Motors Acceptance Corporation (GMAC). It is now part of GMAC Insurance, a wholly owned subsidiary of GMAC. credit report service

An integral part of GMAC Financial Services, GMAC Insurance Personal Lines is a provider of nonstandard, standard and preferred automobile insurance and homeowners insurance. The company focuses on selling insurance products for cars, trucks, RVs, motorcycles, commercial vehicles and specialty/modified vehicles. GMAC Insurance sells insurance through over 10, 000 independent agents across the United States, directly to the public with dozens of affinity and GM partners, and through its online service at gmacinsurance.com. blogspot com christian

In the early 1900s, when the motor vehicle industry was just in its infancy, dealers paid cash to stock their inventory, purchasing just a few vehicles at a time. Subsequently, with the onset of the assembly line, manufacturers wanted dealers to buy vehicles in large quantities in order to keep factories running regularly. To help dealers buy larger quantities, GM created General Motors Acceptance Corporation in 1919. By 1939, the fast growing financial arm of America s premiere auto manufacturer was not only helping dealers, they had expanded into helping consumers get on the road with financing and insurance options. christian counseling credit

On Nov. 30, 2006, General Motors sold a 51 percent controlling interest in GMAC to a consortium of investors led by Cerberus Capital Management, L.P., a private investment firm, and including Citigroup Inc., Aozora Bank Ltd. and a subsidiary of The PNC Financial Services Group, Inc. Strengthened by the company s new ownership structure, GMAC Insurance will be able to pursue new business opportunities going forward. Today, GMAC Insurance Personal Lines is a thriving $1.453 billion dollar company with 2, 598 employees, offering full-service insurance solutions for nearly all automotive brands and models in 47 states, as well as homeowners insurance. credit federal service union

Today, GMAC Insurance ranks among the top insurers in the nation. In total, 1.2 million policies and 2 million vehicles are currently serviced by GMAC Insurance Personal Lines for a full spectrum of drivers, buying their insurance through a variety of channels. credit monitoring service

As the country s only insurance company to come from within the automotive industry, GMAC Insurance has a unique perspective. To its very core, the company understands that, to Americans, a car is more than a transportation tool. It is a tangible link to our freedom, self-expression, and most of all, the fundamental catalyst that keeps our lives moving. GMAC Insurance s first priority is to make sure its customers are OK in the event of an accident, and then the company focuses on getting them back on the road as quickly as possible. From its Smart Services, a first-of-its-kind collection of benefits designed to help ease the post-accident recovery process, to its customer service representatives that make you feel like a person and not a policy number, GMAC Insurance is built from the ground up to anticipate, understand and meet its customers needs. credit division service

GMAC Insurance offers insurance products tailored for individual drivers, RV owners, and even modified specialty vehicles. card credit online service

• Personal Vehicle Insurance

  The products and services at GMAC Insurance are a distinctive experience - not merely about insurance policies. The Company treats customers as people. GMAC Insurance underwrites the full spectrum of American drivers - young to old and of all driving experiences and histories - with services that can better assist customers in their daily lives. And it has been recognized for some of the most innovative and supportive services, including its nationwide towing service, 24/7 claims service, and its Smart Services, including the SmartParts Promise and SmartReplacement Program. consumer counseling credit inc

• Affinity Groups

  GMAC Insurance partners with many affinity groups and associations to customize their policies and better serve their membership. Among those groups whose automotive insurance needs are provided by GMAC Insurance are the International Brotherhood of Teamsters, The Good Sam Club, The American Institute of Certified Public Accountants, the National Rural Leader Carriers Association and Moose Clubs. card credit fleet service

• RVs

  In perhaps the ultimate expression of handling special needs for groups, GMAC Insurance is America s #1 RV insurance specialist. While most insurance companies treat RVs as a big car, GMAC Insurance s RV policies are specific to these unique vehicles, offering many of the industry s best coverage and protection plans in the industry. card consolidation credit