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Designed for users equipped with a good credit rating, the Toys "R" Us Visa Platinum Card offers cardholders great rebates. With a 4% rebate for Toys "R" Us and Babies "R" Us store purchases plus no annual fee, this card is ideal for parents intending to enjoy great savings, while still getting that toy which their children have been asking for.

Credit Pacific Service Union
Purchases made with the Toys "R" Us Visa Platinum Card at www.toysrus.com, www.babiesrus.com or anywhere Visa credit cards are accepted receive a 1% rebate for each transaction. When the rebate values reach $10, the cardholder will then be sent certificates that can be used to redeem for products at Toys "R" Us® and Babies "R" Us stores, as well as through their websites. The certificates will expire after one year but the amount of rebates that can be earned is limitless.

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Now we get to the dirt. For a Platinum card, the Toys "R" Us Credit Card doesn't provide any exclusive perks on top of the usual benefits which are also by other cards. The APR is also relatively higher for less qualifying applicants, with the 0% APR intro period dependent on your credit history. The real stinker is the way finance charges are determined, which is the "Two Cycles Average Daily Balance" method which results in higher interest payable than the usual "Average Daily Balance" configuration.

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Nevertheless, this should not be a hindrance to you if you have good payment habits, a great credit score and continue to be financially responsible. With this, the interest tabulation will have minimal effects on your costs of using the Toys "R" Us Credit Card. Otherwise, it may be better for you to get alternate cards which utilize a better way of tabulating interests.

Brightly coloured wooden toy till with a scanner and two credit cards. Wooden till complete with removable

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Overall, the Toys "R" Us Credit Card would be suitable for you if you plan to make a lot of purchases at Toys "R" Us® and Babies "R" Us® stores in addition to taking advantage of that 4% rebate. Otherwise there may be better Platinum Cards out there for you.

Warranty Support Should your item require warranty service or if it is missing parts, please contact the warranty service provider listed in the Warranty section of the product description. Credits Credits will be issued after our warehouse receives, inspects, and processes your return; however, your credit card company determines when the issued credit will be reflected in your statement. Please allow one to two billing cycles.

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For more information or to apply for the Toys R Us Credit Card, Eric Wasselman recommends Find Credit Cards.

purchase our services as a Merchant and submit your credit card details, you authorise clixGalore to debit your credit card for the services purchased and any future deposits you make to your account. In the event of your credit card being declined and an alternative credit card has been previously provided to your account, deposit. To minimise credit card misuse, repeated use of invalid credit cards to make account deposits will incurr a $20 penalty. This amount will be deducted from the Merchants account balance.

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