Credit Guides And Credit Services

Seven FiTECH Users Select Open Solutions' e-Commerce Banker Suite

e-Commerce Banker Client-Base Continues to Grow

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GLASTONBURY, Conn.--(BUSINESS WIRE)--Aug. 16, 2004--Open Solutions Inc. (NASDAQ: OPEN) announced today that seven financial institutions that use the Open Solutions' FiTECH MANAGER GOLD core processing system have signed contracts for Open Solutions' e-Commerce Banker(TM) (e-CB) suite of web-based financial services. 1st Choice Credit Union in Atlanta, Ga., Vermont State Employees Credit Union in Montpelier, Vt., Woods Credit Union in Oklahoma City, Ok., Taylor Credit Union in Medford, Wis., LA Financial FCU in Pasadena, Calif., V A C Federal Credit Union in Shreveport, La., and OMEGA Federal Credit Union in Pittsburgh, Pa. have selected the comprehensive Internet banking and cash management solution. Vermont State Employees Credit Union, LA Financial FCU and V A C Federal Credit Union have also signed agreements to take advantage of Open Solutions' core processing solution, TCCUS.

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The FiTECH users will be able to take advantage of the e-Commerce Banker product line, which is designed to enable account holders to use any basic Web browser to access up-to-the-minute transaction history and balances, initiate bill payments, issue stop payments and transfer funds. Additionally, credit unions servicing small business members can use the e-CB cash management features to originate ACH transactions or initiate wire transfers. credit farm service

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Steve Koenemann, information systems officer at Vermont State Employees Credit Union (VSECU), said, "The additional functionality that e-Commerce Banker will offer our members will be well received by everyone. We look forward to having the additional services that e-CB offers." VSECU selected the e-Commerce Banker Consumer and Business suite, as well as check imaging, online forms suite, online check ordering, cross-member transfers, online deposit account origination and dynamic messaging.

We use credit card processing companies to bill users for goods and services. These companies do not retain, share, store or use personally identifiable information for any secondary purposes. These parties are not allowed to use personally identifiable information except for the purpose of providing these services. This website takes every precaution to protect our users' information. When our order form asks users to enter sensitive information (such as credit card number), SSL. While on a secure page, such as our order form, the lock icon on the bottom of Web browsers such as Netscape Navigator and Microsoft Internet Explorer becomes locked, locked, or open, when you are just 'surfing'.

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LA Financial FCU purchased the e-Commerce Banker Consumer suite including check and statement imaging. Mike Magro, chief information officer at the credit union noted that, "We wanted a solution that would be able to grow with us and meet the needs of our increasingly sophisticated membership. The e-Commerce Banker solution offered all of the functionality that we were seeking and more." aeon credit service
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Sheilah Montgomery, CEO of 1st Choice Credit Union, said, "We chose the e-Commerce Banker Internet banking solution because it offers the most comprehensive functionality in the marketplace today. Coupled with the integration with our core system, MANAGER GOLD, our members will enjoy a first rate Internet banking experience." 1st Choice purchased the e-Commerce Banker Consumer suite. bad cell credit phone service
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"We are pleased to provide the FiTECH user base with the many advanced features that the e-Commerce Banker suite of Internet banking and cash management has to offer." said Mike Nicastro, senior vice president of Open Solutions' Strategic Systems Group. "All of the Strategic Solutions Group's offerings have been well received by the FiTECH users." card credit payment service
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e-Commerce Banker, a scalable web banking solution, is designed to give a financial institution's business and retail customers access to account information and transaction initiation 24 hours a day, seven days a week. The e-Commerce Banker(TM) product is designed to be integrated with FiTECH's core processing system, MANAGER GOLD. counseling credit family
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About Open Solutions Inc. area bay credit service
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Open Solutions Inc. offers a fully featured strategic product platform that integrates core data processing applications, built on a single centralized Oracle(R) relational database, with Internet banking, cash management, CRM/business intelligence, financial accounting tools, imaging, Check 21, interactive voice response and loan origination solutions. Open Solutions' full suite of products and services is designed to allow banks, thrifts and credit unions to better compete in today's aggressive financial services marketplace, and expand and tap their trusted financial relationships, client affinity, community presence and personalized service. account card credit merchant
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For more information about Open Solutions, or its financial product line, contact Mickey Goldwasser by email at mgoldwasser@opensolutions.com, by phone at (860) 652.3153 or via fax at (860) 652.3156. Visit Open Solutions' Internet site at www.opensolutions.com. card counseling credit service
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Open Solutions Inc. (R) is a registered trademark of Open Solutions Inc. All other company and product names may be trademarks of their respective owners. Copyright (C) 2004 Open Solutions Inc. All rights reserved. consolidated counseling credit
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Safe Harbor Statement card credit online payment
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Statements made in this press release that state Open Solutions Inc.'s or management's intentions, beliefs, expectations, or predictions for the future are forward-looking statements within the meaning of The Private Securities Litigation Reform Act of 1995. Readers are cautioned that these statements are only predictions and may differ materially from actual future events or results. All forward looking-statements are only as of the date of this press release and Open Solutions Inc. undertakes no obligation to update or revise them. Such forward-looking statements are subject to a number of risks, assumptions and uncertainties that could cause Open Solutions Inc.'s actual results to differ materially from those projected in such forward-looking statements. For example, we could lose existing clients and be unable to attract new business if we fail to adapt our products and services to changes in technology or in the marketplace. Likewise, the design of other core vendors' software or their use of financial incentives may make it difficult for clients to use our complementary products. Other factors which could cause our actual results to differ materially from those projected in forward-looking statements include, without limitation, economic, competitive, governmental and technological factors affecting the banking and credit union industry and/or Open Solutions Inc.'s operations, markets, products, services, prices, and other factors set forth under the heading "Factors Affecting Future Operating Results" in Open Solutions' Quarterly Report on Form 10-Q for the three months ended March 31, 2004, as filed with the Securities and Exchange Commission. antonio credit san security
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Contacts clean credit repair service
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Open Solutions Inc., Glastonbury consolidation counseling
Carol Thor Guerra, 860-815-5401 bureau card credit service
cthor@opensolutions.com card credit customer service
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Anna Milner, 678-781-7214