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As one of the many AAdvantage cards by Citibank, the Citi Platinum Select®/AAdvantage World MasterCard caters to individuals with a good credit score and who frequently travel on American Airlines.

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The Citi AAdvantage World MasterCard awards cardholders with one AAdvantage mile for every dollar spent on the card. Accumulated miles can then be redeemed for hotel stays, car rentals and free travel via American Airlines, American Eagle, American Connection and other participating carriers, with no blackout dates. There is a maximum cap of 100,000 miles that can be earned per card each year, which is well within reason. This limit does not apply for the other AAdvantage cards from Citibank. However, the miles will expire if there is no account activity for three years.

This author noticed on all three of his credit reports that credit limits were not being reported for his Citi AAdvantage MasterCard (American Airlines mileage card), even though the credit limit was $7, 440.

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The difference between this AAdvantage card and others is not very apparent. Aside from the maximum cap, the Platinum Select card offers 15,000 Bonus Miles on the first purchase as well as no 'pre-set spending limits', which provides cardholders with room to go over their credit limit once in a blue moon. Also, as this is a Platinum Select card and not a full fledged Platinum card, this card with several benefits that are typical of a Platinum card such as $1,000,000 in travel accident insurance for airline tickets purchased with the card.

Yes, you may carry both credit cards, provided that you apply for and are approved for each card in accordance with the credit requirements set forth by Citi. If you wish to apply for a Citi Upromise World MasterCard, 5114.

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Also, the card's APR is somewhat above average as compared to other cards of the same category. On the flip side, there is an $85 annual fee attached, thus making this card rather costly to own and use. To add to the cost, a minimum rate of 19.99% is imposed for cash advances, regardless of any drop in the Prime Rate with which the APR is dependent on.

The 1% college savings from Citi that are shown on your Citi Upromise World MasterCard statement each month will be displayed in your Upromise account as "pending" within 5 business days of your Citi statement closing date. In general, you should see your 1% Citi college savings move from a pending status in your account within 45 days from the statement closing date on your Citi credit card bill. The 10% Citi contributions will not be shown on your Citi Upromise World MasterCard statement. However, you will be able to view this information in the Account Details section of your Upromise account within 60 days of the eligible purchase transaction. If you ever have any questions about the 1% Citi college savings you earned, 5114. If you have questions about the 10% Citi contributions you earned, 3809.

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To sum it up, individuals traveling frequently with American Airlines and partnering carriers will reap the full benefits from owning the Citi AAdvantage World MasterCard, as most of these benefits are specially tailored for this target market.

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Visa and MasterCard are both payment systems, not credit cards in themselves. They rely on providers to issue credit cards using their system.There are no significant differences between them. MasterCard and Visa are the names of the global companies who manage credit cards. They can both be used around the world.

Card Credit Processing Service For more information or to apply for the Citi AAdvantage World MasterCard, Eric Wasselman recommends Find Credit Cards.

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