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The Lowdown on Chase Platinum Visa

The Chase Platinum Visa card is essentially a platinum card with an ideal rewards program. In this sense, users with very good credit ratings should get this card and make good use of its one-year 0% introductory APR benefit on both balance transfers and purchases.

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Once the promotion period is over, the APR for purchases varies with the user's credit rating, ranging from as low as 6% to as high as 15%, in accordance to the Prime Rate. However, the regular rate is advertised as 13.75%. As for the APR for cash advances, it is the norm for the rates of platinum to be higher, which is why the APR for the Chase Platinum Visa Card is at a whopping 23.75%.

Bill Me Later is a credit account that you can use to make purchases. Chase Bank USA, N.A. will review and consider your credit report and other credit related information prior to approval. Do you review my credit report every time I make a purchase Chase Bank USA, N.A. does not review your credit report for each transaction. However, your credit report may be reviewed for some transactions and periodically to provide you with the maximum buying power possible.

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On the flip side, there are no annual fees or registration fees required for this card on top of a flexible rewards program. The Chase Platinum Visa rewards program allows card users to collect points for every dollar users charge to their purchases. These points can then by used to redeem merchandise, gift cards, traveling tickets or even to get some cash back. Ideally, these points should be redeemed within a period of five years before they expire. Apart from that, there is also a limit as to the number of points that can be collected each year, with the maximum of 60,000 points.

To ensure that credit card transactions on our website are authorized by the cardholder, gtahotels.com uses the Verified by Visa and MasterCard Secure Code authorization services. These services protect both merchants and consumers from fraud and other unauthorized credit card use. When you make a purchase on our website, you will be connected directly to the Verifiedby Visa (or Master Card SecureCode) website to authorize your transaction. For rmation on these technologies, visit the Verified by Visa or MasterCard SecureCode websites, or contact the bank which issued your card.

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Also, the Chase Platinum Visa card utilizes a two cycle average daily balance billing method that should be avoided by those who tend to carry monthly balances. Rather than charging the interest rate based on the monthly outstanding balance, the system averages out the balances of the previous month with balances of the current month. With this, interests payable will be higher as compared to the average daily balance system of interest tabulation.

A valid voucher and credit card or cash (for additional charges) must be produced at point of rental. Accepted credit cards are Visa, Mastercard and Diners. No Debit Cards, including Maestro and Electron, are accepted. A credit card is not required for Classic Platinum clients .

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Finally, the Chase Platinum Visa card also comes with a shorter grace period of 20 days and a barrage of fees for cash advances, balance transfers, surpassed limits and late payments. A fee of $15 is chargeable for balances amounting to less than $250 and a $39 fee for balances more than $250.

What is "Verified by Visa" "Verified by Visa" is an online credit card security program currently being deployed by Visa It involves entering a secret code into a popup window. This secret code will be verified by the credit card issuers, independently of our credit card processor (Internet Secure). If you do not know your password, please contact your credit card issuer.

Credit Public Service Union For more information or to apply for the Chase Platinum Visa, Eric Wasselman recommends Find Credit Cards.

"What if I don't have a credit card " To sign up for this offer with Dish Network, you are required to use a credit card (MasterCard, Visa, American Express, Discover) Visa Logo. Debit cards from your checking account are acceptable as long as they have a Visa or MasterCard Logo. If you do not have a credit card, you should consider having a roomate or other household member obtain service in their name if they have a credit card.

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