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Shakespeare Finance is registered as a Limited Company in
England Wales with Company No. 04967271. Registered
Office: Parade House 135, The Parade High Street Watford,
Hertfordshire WD17 1NS United Kingdom, Email:
info@shakespearefinance.co.uk Yellow Pages
Shakespeare Finance Ltd. is authorised and regulated by the
Financial Services Authority (FSA No. 441248). The loan
products may not be regulated by FSA. The Company is duly
registered with: the Data Protection Act, 1998 Reg. No:
Z8587566, the Consumer Credit Act, 1974 Licence No. 547864 and
FISA Reg. No. 28651810. credit monitoring service
Copyright 2004-2007 Shakespeare Finance
Ltd. All rights reserved. credit division service
Repayment period --Select-- 5 Years 10 Years 15
Years 25 Years If you are an introducer/broker
interested in getting the best deals for your customers and
want to earn good commissions for yourself, Shakespeare Finance
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All fees and processing costs covered by us regardless
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Customer visits by our representatives to increase the
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Once you ve submitted the on-line form, one of the
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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR
HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP
REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
FISA Shakespeare Finance is registered as a
Limited Company in the England Wales with Company No.
04967271. Address: Parade House 135, The Parade High Street
Watford, Hertfordshire WD17 1NS United Kingdom, credit free report service
Email: info@shakespearefinance.co.uk
Shakespeare Finance Ltd. is authorised and regulated by the
Financial Services Authority (FSA No. 441248). The loan
products may not be regulated by FSA. The Company is duly
registered with: the Data Protection Act, 1998 Reg. No:
Z8587566, the Consumer Credit Act, 1974 Licence No. 547864 and
FISA Reg. No. 28651810. Copyright 2007 Shakespeare
Finance Ltd. All rights reserved. card credit customer discover
Loan Lenders - Online Lender - Shakespeare FinanceLoan Lenders - Shakespeare Finance provide online lenders
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Shakespeare Finance is registered as a Limited Company in
England Wales with Company No. 04967271. Registered
Office: Parade House 135, The Parade High Street Watford,
Hertfordshire WD17 1NS United Kingdom, credit one service union
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inexpensive, security-less loan Unsecured
loans typically carry a high rate of interest. Lenders
hike the interest rates as a means of keeping a margin against
potential repayment defaults from borrowers. There is no
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Hire purchase - a type of credit whereby you hire
the item you are buying for a fixed period, during which time
you pay for the item in monthly instalments, plus interest.
I Illustration An estimation of the returns
you might get from an investment, based on specified growth
rates and taking into account any extra charges or fees which
you might have to pay. account card credit merchant
In Arrears
Money which you owe but have not paid in time
Income protection policy A type of insurance
policy which pays out if your income is reduced or stopped
because of redundancy, sickness or accident. Indemnity
policy Home contents insurance that only covers you
for the second-hand value of you possessions.
IFA Independent Financial Adviser - an
independent expert who is authorised to sell or advise on the
policies offered by insurance companies, as well as other
financial service providers, such as banks and building
societies. aspire card credit customer
Individual Savings Account
A type of savings or investment account which is exempt
from income and capital gains tax. You can use it to save cash
or to invest in stocks and shares. Insurance Premium
Tax Tax imposed on most insurance policy premiums (it
does not apply to life insurance policies).
Intermediary A person or organisation that
offers advice and arranges policies for clients. card counseling credit service
Interest
The charge made for borrowing a sum of money.
Interest-free Credit A type of credit offered
by stores where you pay for your purchases in equal instalments
over a set period of time, usually 6 to 12 months, and on which
no interest is added. Interest-only mortgage
You pay only the interest on your mortgage, but also put money
into an investment scheme to pay off the whole mortgage at the
end of its term. card credit online processing
ISA
Individual Savings Account - A type of savings or
investment account which is exempt from income and capital
gains tax. You can use it to save cash or to invest in stocks
and shares. K Key Person Insurance Insurance
designed to protect a business against the loss of income
resulting from the disability or death of an employee in a key
position, on whom the operation and viability of a company
depends consolidated counseling credit
L Lease
A contract by which the owner of property (which can be a
building, a car, an item of machinery, etc) allows another
person to use it, in return for rent being paid
Leasehold If you buy a property that is
leasehold it means that you own the property but not the land
the property is on. Lender The person or
institution (most usually a bank or building society) that
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Liability
A debt Life Insurance A type of insurance
which pays out a lump sum to your dependants if you die.
LTV Loan to Value - the amount of a mortgage
expressed as a percentage of the value of the property s
value or what you pay for the property. Lump
Sum An amount of money, paid in one single amount - as
opposed to receiving or paying the money in instalments. card credit online payment
M Maxi ISA
A tax-free savings account in which you can invest up to
7, 000 each year tax-free. You can invest either the
full amount in stocks and shares or up to 3, 000 in cash
savings and up to 1, 000 in life insurance investments.
Mini ISA A tax-free savings account that
allows you to invest up to 3, 000 each year in cash
savings or stocks and shares or up to 1, 000 in life
insurance investments. You can have one of each type of mini
ISA in each tax year. civil credit ontario service
Mortgage
A loan to buy a property There are different types of
mortgage, such as buy to let , where you borrow money
to buy a property you will let out to tenants. Almost all
mortgages are partly secured on the value of the property, and
can be for varying lengths of time. Mortgage indemnity
insurance A payment to a mortgage lender so they can
take out insurance if you are borrowing more than a certain
percentage of the value of your home. antonio credit san security
Mortgage payment protection
Pays your mortgage for a limited period if you can t
work or are made redundant. Mortgage valuation
A valuation, carried out by your mortgage lender, of the
property that you want to buy. N National
Savings Tax-free savings accounts run by the
Government. Negative Equity When your house is
worth less than your mortgage because the value of the property
has fallen. card cardmember chase credit
Non-status Mortgage
Mortgages offered by lenders without any proof of previous
mortgage history, proof of income. The usual maximum loan to
value is around 70%. O Occupational Pension
Scheme A pension scheme set up by an employer for its
employees. Offset mortgage Offset or all in
one mortgages allow you to offset the balance of your mortgage,
and any other borrowings you have, against any money you have
in a savings and/or current account that is held with the same
lender. All your borrowings and savings may be combined in one
account. clean credit repair service
Ombudsman
An independent official to whom grievances can be aired,
free of charge. Overdraft When you owe money
to your bank through your current account P Partial
Disability A disability that is less than total
(according to the particular definition relating to the
contract in question) but still sufficient to hamper you in
your job. credit management service
PAYE
Pay-As-You-Earn - where your employer takes income tax off
your salary or wages before you get it, and pays it direct to
the Inland Revenue on your behalf. Payment
Holiday A feature offered by some mortgages that allow
you to miss monthly payments on your mortgage. Payment
protection A type of insurance to cover your monthly
repayments on a credit card or loan should you lose your job or
be too ill to work. colorado credit public service
Pension Scheme
A way of saving for your retirement Pension
Transfer If you want to transfer your pension from one
management company to another, or from one employer to another
Pensioner A person who has retired and
receives an income from a pension scheme. Permanent
Total Disability Disability from which you are
unlikely to recover at any time in the future. consolidation counseling
Permanent health insurance
Provides an income, until retirement if necessary, if you
can t work because of sickness or disability.
Personal Loan A loan which you take out as an
individual, with a fixed interest rate and a fixed number of
repayments. R Redemption penalty The amount of
money you will be charged if you wish to switch lender or pay
off part of your mortgage during, and sometimes after, an
initial cheap-rate period. bureau card credit service
Refinancing
The process of repaying some or all of the loan capital of
a firm by obtaining fresh loans, usually at a lower rate of
interest. Remortgage This is when you switch
your mortgage from your current lender to another one. You take
out a new mortgage to repay your current one. You may be able
to get a better rate that saves you money. Repayment
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A mortgage with which you repay part of the debt each month,
plus interest on the amount of loan outstanding.
Repossession This is when a borrower fails to
pay back their loan in accordance with the terms and conditions
of their loan and the lender takes legal ownership of the
property. S Secured loan A loan for which you
put up an asset, such as your home, as security; if you do not
keep up you repayments, the lender can sell your home to get
their money back. credit financial service
Standard variable rate
The mortgage interest rate charged by most lenders, which
varies in line with rises and falls in the Bank of England base
rate. U Unit Linked Endowment A fixed term
savings plan with an element of life cover. Your savings go
into an underlying fund of investments like shares and the
eventual return you get depends on the performance of these
investments. card citibank credit customer
Unsecured loan
A loan for which you don t have to put up an asset,
such as your home, as security that the loan will be repaid.
V Valuation Undertaken by a professional
surveyor to establish how much a property is worth and whether
it is suitable to lend a mortgage on. bad credit repair service
Holiday Loans-Online Holiday Loans- Apply for Holiday
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Shakespeare Finance is an excellent traveling companion because
it provides you with some of the best holiday loan packages in
the UK. Holiday Loans can be secured, as well as unsecured. You
can apply for a secured holiday loan by
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: We offer Secured loans for Homeowner, debt consolidation loans, Home equity mortgage loans in UK, Secured personal loan even for the people with Bad credit history .
Then find out whether cheap loans are really the best by reading our impartial guide. To find out more about unsecured loans and the personal loan application process read our guide to unsecured personal loans. Secured loans are available for many different purposes including debt consolidation. The amount available usually ranges from £5, £50, 000 although some lenders will consider loans up to £100, 000. Read our secured (homeowner) loan guide for more