Credit Guides And Credit Services

The Citi Driver's Edge Platinum Select Card from Citibank, is a credit card with a unique reward program that focuses on automotive related perks and benefits. Designed for the good credit individual with a penchant for cars, driving and automobiles in general, this Platinum card issued by Citibank offers cardholders all the standard platinum cardholder benefits such as $1,000,000 in travel accident insurance amongst others.

Credit Pacific Service Union
Through the reward program, cardholders are able to earn a 6% cash rebate for purchases at the supermarket, gas station or drugstore during the first twelve months of membership. Thereafter, a rebate of 3% is earned for these purchases, while other purchases earn a 1% rebate. Another specialty is that the Citi's Drive Rebate gives $0.01 in rebates for every mile driven. However, there is a limit of $1,000 dollars in the amount of rebates that can be earned per car, per year. Also, rebates expire in five years or after a year of account inactivity. A cap of $5,000 in rebates per vehicle also applies.

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Credit First Service Union
These rebates can then be used for the maintenance, service and repair of existing vehicles, or even contributing to the purchase of a new car. Furthermore, the rebates can be converted into ThankYou Network Points and redeemed as gifts through Citibank's ThankYou Network.

Credit Builder is an optional service that is made available to you at no additional cost as part of the AccountNow bill payment service. Credit Builder is only a service that provides your payment history to credit reporting agencies. Credit Builder does not improve or repair your credit record, credit history or credit rating. It also does not provide advice or assistance for the improvement or repair of your credit record, credit history or credit rating. For rmation, see Credit Builder Terms and Conditions.

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The APR for Citi Driver's Edge is comparably lower than other reward program credit cards. Coupled with a twelve-month long introductory period of 0% APR, the card is looking more and more attractive. Unfortunately every silver lining has got a cloud that's usually dull and grey and this Platinum card is no exception. A minimum interest rate is applied to cash advances regardless of how low the Prime Rate may fall.

7.10 You should also note that communications with you (including phone conversations and emails) may be monitored and recorded by us for quality assurance, legal, regulatory and training purposes. 8. Expiry and Termination of Services 8.1 Your Credit Voucher will automatically expire (and Services will no longer be accessible by means of such Credit Voucher) on the date specified in the terms and conditions for the relevant Credit Voucher set out on the www.idteurope.com mail sent to you in relation to such Credit Voucher.

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If you are a person with good credit who does a lot of traveling, Citi Driver's Edge may be for you. You would also benefit from taking advantage of the 6% rebate while the offer still stands.

Pay your friends Never carry cash again Get money, spend it right away¹ See demo Sign Up for Citi Obopay If you think that's simple, wait until you see how quick and easy it is to use Citi Obopay. Invite a friend. Get $5 And when your friend signs up we'll give you $5.00. Invite 100 friends. Get $500. "Citi" means Citicorp Credit Services, Inc., which provides marketing and program management services for the Citi Obopay service. Citibank does not initiate transfers or hold funds for this program.

Credit Public Service Union
For more information or to apply for Citi Driver's Edge, Eric Wasselman recommends Find Credit Cards.

When told of this, a very polite Citi customer service representative said she did not understand how this could be, since "all credit cards have credit limits and they're always reported to the (credit) bureaus." She suggested that the omission might be a simple mistake by the credit bureaus. But I informed her that some credit card companies intentionally do not report credit limits. She admitted that she did not know her company's policy, but referred me to Citi's "Credit Bureau Dispute Unit, " P.O. Box 6241, Sioux Falls, S.D., 57117. She said that I needed to include the credit report with a dispute letter that identified the account number in question. She said the dispute unit did not take phone calls.