Credit Guides And Credit Services Blog 30 March 2008

30 March 2008

Credit Card Debt Relief and Card Credit Debt Relief

Posted by James Breen at 3/30/2008 11:36:00 AM

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Like credit counselors, debt-settlement firms generally collect a single monthly payment from clients. But rather than disbursing the money to credit-card companies to cover the borrowers' bills, they withhold it. The settlement firms then use the money as a bargaining chip in an attempt to negotiate a lump-sum payout with lenders. The booming business has caught the attention of prosecutors and regulators, who say such programs can leave consumers in worse financial shape. When banks ..read more.

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Posted at 11:36 0 comments

30 March 2008

The 4 kinds of social media projects, Market Research

Posted by James Breen at 3/30/2008 1:58:00 AM

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3 "handy steps" for getting a questionable loan approved by JPM Chase's automatic system: 1. Lump all of an applicant's compensation as the applicant's base income, rather than breaking out commissions, bonuses and tips. 2. Do not disclose use of gifts for down payments. 3. If all else fails, simply inflate the applicant's income. "Inch it up $500 to see if you can get the findings you want. Do the same for assets. Thus reads an internal memo from Chase obtained that accidentally found its .. full article.

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Posted at 1:58 0 comments

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