30 March 2008
Posted by James Breen at 3/30/2008 11:36:00 AM
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Like credit counselors, debt-settlement firms generally collect a single monthly payment from clients. But rather than disbursing the money to credit-card companies to cover the borrowers' bills, they withhold it. The settlement firms then use the money as a bargaining chip in an attempt to negotiate a lump-sum payout with lenders. The booming business has caught the attention of prosecutors and regulators, who say such programs can leave consumers in worse financial shape. When banks ..read more.
I force myself to pass some of my favorite posts, oh, for me it is really difficult, they are my treasure. Should I share my "treasure"? Maybe a little bit: Read the rest of this entry »
Posted at 11:36 0 comments
30 March 2008
Posted by James Breen at 3/30/2008 1:58:00 AM
The opinions expressed in Credit Guides And Credit Services are my own and do not necessarily reflect those of posts on bank banking online us I put here. I often wonder I would simply stop thinking in a place someday if living in a wisdom island. But I was wrong, that is the perfect post I got by now.
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3 "handy steps" for getting a questionable loan approved by JPM Chase's automatic system: 1. Lump all of an applicant's compensation as the applicant's base income, rather than breaking out commissions, bonuses and tips. 2. Do not disclose use of gifts for down payments. 3. If all else fails, simply inflate the applicant's income. "Inch it up $500 to see if you can get the findings you want. Do the same for assets. Thus reads an internal memo from Chase obtained that accidentally found its .. full article.
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Posted at 1:58 0 comments
29 March 2008
Posted by James Breen at 3/29/2008 2:23:00 PM
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The Fed cut the discount rate by three quarters of a percent, its largest one-day cut ever, and yet the stock markets are still nervous about the potential for a recession in the US that could affect the entire world, as demand for products drops back. In spite of the Fed cut and the tentative agreement for a $150 billion stimulus package (essentially a tax cut for the middle class and for businesses), Asian markets reacted Monday to continuing worries about the buoyancy of the US economy .. read the rest part.
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Posted at 14:23 0 comments
29 March 2008
Posted by James Breen at 3/29/2008 7:37:00 AM
I have no idea thses are millions of people who think this way, who feel the same way in the face of banking online wachovia. I can stress strongly enough that every individual makes words.
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So WaMu is trying to make me a customer with this new catchy Whoo hoo! initiative. I was driving down the interstate and saw a billboard with just that on it in bright colors. Not sure what the thought is here. They probably want me to see them as energetic, excited or at the least have a personality. Which is pretty much the opposite of how I perceive Bank of America or Wachovia. Im on board with this thought and I would totally switch. Problem is that I am so locked into the online .. click here.
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Posted at 7:37 0 comments
28 March 2008
Posted by James Breen at 3/28/2008 8:38:00 AM
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