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What is the FAFSA In order to be considered for federal and state aid, you must complete the Free Application for Federal Student Aid, or FAFSA. The Department of Education uses the FAFSA form to determine your eligibility for federal assistance (loans, grants, work-study appointments and scholarships). Most colleges also base their financial aid package on the FAFSA. There is no cost to fill out the FAFSA. credit pacific service union

To fill out the FAFSA online and to learn more about this form, visit the FAFSA website at: www.fafsa.ed.gov. Using the information you supply on the FAFSA, the federal processor determines your expected family contribution (EFC). The EFC is equal to the amount of money you and your parents can be expected to contribute to your college costs. Your school then applies a simple equation to decide how much financial aid you will need. Your Expected Family Contribution (EFC) is subtracted from the school s Cost of Attendance (COA) to arrive at your Financial Need. credit first service union

The new FAFSA form becomes available each year on or before January 1. Submit your application as soon after January 1 as possible. At many schools, funds are limited; if you submit your FAFSA too late, they won t have any aid left for you! card credit mobile service

Your school may require additional forms besides the FAFSA or an earlier submission deadline. Contact your school s financial aid office to learn about requirements for your school. Return to top How do I file a FAFSA card credit discover service

• Visit the FAFSA Web site and file the form online. credit public service union

• Pick up the paper form at your high school, college or library. card credit processing service

If you have any questions about the FAFSA or federal student assistance programs, call the Federal Student Aid Information Center at 1-800-4-FED-AID (1-800-433-3243). You can also submit questions through the FAFSA Web site. center credit service union

How do I fill out a FAFSA Filling out the FAFSA form can be tricky. Keep these tips in mind when filling out the form: card credit service wireless

• Read the questions carefully. The words you and your on the FAFSA always refer to the student, not the parents. credit security service union

• Submit the form on time. credit report service

• Count yourself, the student, as one of the people in your household who will be college students during the award year. blogspot com christian

• Whether filing online or off, sign the form (you ll use your PIN online) and get all other required signatures. If you don t sign the form, you will receive an SAR, but you will not receive aid. christian counseling credit

• It isn t necessary to include additional forms with the FAFSA. Any enclosures will be destroyed. Likewise, do not write comments or notes in the margins of the form. If there are unusual family financial circumstances, contact the school s financial aid administrator to ask for a professional judgment review. credit federal service union

• Make a copy of the form before mailing it. You can print out your online FAFSA before you submit the application. credit monitoring service

• Use your legal name as it appears on your Social Security card. Nicknames or aliases will cause a processing delay. credit division service

• If your parents are divorced or separated, the parent with whom you lived the most during the past 12 months is the parent responsible for filling out the FAFSA. This is not necessarily the parent who has legal custody. card credit online service

• In the question that asks about your interest in different types of aid (e.g. work-study and student loans), answer yes to each question. Answering yes does not obligate you to accept a loan or work-study position, nor does it guarantee you ll be offered either. Answering no to these questions will not get you more grant aid. consumer counseling credit inc

• If you don t understand a question or are having trouble filling out the form, call the Federal Student Aid Information Center at 1-800-4-FED-AID (1-800-433-3243). card credit fleet service

What is the PIN (Personal Identification Number) and how do I obtain one The PIN allows you to: card consolidation credit

• Electronically sign your FAFSA credit free online report

• Check the status of your FAFSA credit federal first service

• Make corrections to your personal information online consumer credit service

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If you are a citizen of a country other than the U.S., that s part of your type as well. You ll find that some awards are restricted to students from certain countries, but many more target international students in general. Look for awards for both categories. The key to finding scholarships is to think broadly. Do your own personal inventory and try to figure out how many types you fit. FastWeb s profile page is a good place to come up with additional ideas because the categories and attributes listed there are tied to scholarships. Keeping an up-to-date and detailed profile will also ensure that you re notified when FastWeb adds scholarships you qualify for. Be true to your type and you might just find the scholarships you need. consolidation counseling

You ve heard that nothing in life is free. So why do businesses, foundations, associations and universities give away the three billion dollars in scholarship dollars that FastWeb has in its database Community Development By offering scholarships a

By offering scholarships and other educational grants, companies make an investment in the future of their communities. A higher degree of education makes the community a better place to be - and that attracts top-notch employees. bureau card credit service

An example is Target, a company that works to improve its communities by donating more than 100 million dollars to education. An investment in education means an enhanced reputation for the community and a better labor pool. card credit customer service

And that mission adds up to more money for students. This year, we plan on giving almost 2 million dollars in scholarships to students, said Mia Johnson, a representative of Target s Take Charge of Education program. This program will distribute more than 600 scholarships to students across the country, including one scholarship for $25, 000. credit financial service

Employee Recruitment

Scholarships are also a great way for companies and organizations to create opportunities to recruit future employees and interns. By offering awards to students who meet certain standards or fit a certain profile, these organizations attract students with the skills they need. For example, the League of United Latin American Citizens, LULAC, seeks interns to staff its office in Washington D.C. Applicants must have knowledge of the Hispanic community and current issues - qualifications that ensure they ll be able to help out with LULAC s various projects. card citibank credit customer

College Recruitment

Universities and colleges grant awards to develop the on-campus community. Awards for academic achievement attract the best and brightest, while awards targeting certain student populations (e.g. minorities, out-of-state students, etc.) help encourage diversity on campus. In addition to school-wide awards, individual departments also offer scholarships. Departmental awards draw students to underenrolled majors and encourage diversity in their disciplines. Some common awards include scholarships for women in engineering or minorities in the sciences. bad credit repair service

Mission Driven

For many associations and foundations, scholarships fulfill the central goals of the organization. By sponsoring scholarships, these organizations hope to encourage growth in key areas such as education, diversity or a certain career field. For example, the mission of the Society of Women Engineers is to encourage female engineers to achieve their full potential, according to the organization s Web site. To that end, the SWE offers more than 70 scholarships annually to help female students reach their goals and become engineers. budget counseling credit

Understanding the goals of scholarship providers can give you an edge when applying for scholarships. Knowing why scholarships are given can help you choose the awards to apply for and produce the best applications possible - and that just may help you pay your way through college! credit equifax information

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2. ENTRY: Sweepstakes begins on December 17, 2007 at 12:00:01 a.m. Central Time (CT) and ends on January 1, 2008 at 11:59:59 p.m. CT ( Promotion Period ). To enter, log into your FastWeb account, set a reminder to visit FastWeb on January 1, 2008, and from the reminder email you receive on January 1, 2008, log into your account. You will not receive an entry unless you LOG INTO YOUR ACCOUNT ON JANUARY 1, 2008 and follow this procedure. Or, you can enter by mail: on a 3 x5 card hand print your full name, complete home address including zip code, daytime phone number, e-mail address (if available), and mail to FastWeb s Free Cash on the First Sweepstakes, 444 N. Michigan Ave., Suite 3100, Chicago, IL 60611. Each properly completed and received card will receive one entry. Each card must be mailed individually. No photocopies, facsimiles or mechanical reproductions of cards permitted. No metered mail will be accepted. Postcards must be postmarked by 1/2/08 and received by 1/6/08. Limit one entry per person regardless of the method of entry. All entries become property of the Sponsor and will not be returned. credit security service union

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