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Protecting your personal and financial information against identity theft is something that everyone should be concerned about. Even though there is no one solution to guarantee your protection against identity theft, there are ways to minimize your risk by wisely managing your personal information.

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The most important thing you can do to protect yourself from identity theft is to review your credit report as frequently as possible. You should review your credit report at least once a year. Keeping a watchful eye on your credit report will alert you to any unauthorized accounts or any possible fraudulent activity. Obtaining a copy of your credit report is easy and well worth the little amount of effort it takes to do so. There are even many companies that will provide you with a copy of your credit report for free.

Credit reporting and identity theft protection go hand in hand. Understanding these important, and at times most confusing, topics is essential to effective credit fraud and identity theft protection. The Privacy Matters Resources Center lets you quickly and easily find the credit and ID theft information you need. Just click on any of the following links to see an extensive library of resources on identity theft protection and credit reporting topics.

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Many of the companies that will provide you with a copy of your credit report free of charge can be found on the Internet. Most of these websites will also provide you with other helpful resources and information relating to protecting your identity and credit. Free Credit Report - Credit Score is a reliable resource on the Web where you can obtain a free copy of your credit report as well as learn more about credit protection. You can visit them at
www.credit-report-credit-score.com.

By Credit Health We've all heard of identity theft, but what does this term really mean Going far beyond credit card fraud, identity theft is a rapidly growing crime that most people will face at some point in their lives. Credit Health explains the different kinds of identity theft crimes common today and pinpoints new identity theft trends that are emerging.

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Other ways to keep your identity safe is to not to reveal any personal information until you find out how it will be used and whether it will be shared with others. This means never giving out personal information over the phone, through the mail, or over the Internet unless you were the one to initiate the transaction.

Putting passwords on your credit card, bank, and phone accounts is another way to protect yourself against identity theft. Avoid using easily available information like your birth date, the last four digits of your Social Security number, your phone number, or your pet's or your mother's maiden name. Sadly, an identity thief may be someone you're acquainted with, like a store clerk who would have personal knowledge of such information.

To protect yourself from having mail stolen that contains important personal or financial information, deposit your outgoing mail in post office collection boxes or at your local post office instead of leaving it in your mailbox for pick up. Promptly remove mail from your mailbox after it has been delivered. If you're planning a vacation, have your mail held at the post office.

It only takes one person to destroy another person's credit rating. By following these simple tips you can dramatically increase the chances of protecting your identity and your credit. By keeping tabs on your credit report and playing it smart with your personal information you will keep your personal information as safe as possible.

Securing assets as diverse as credit reports, medical records and credit card accounts, the protection offered by the kit covers not only the purchaser, but extends to a second adult as well as children and elderly parents. The kit, initially launching on January 19, 2008 on QVC®, is also offered at a special introductory price that is less than half the price of other identity protection products that typically protect one individual. Together, these elements make Suze Orman's Identity Theft kit the most complete, effective identity theft solution available today

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> Learning Centers You'll find timely credit reporting and identity theft articles, podcasts, webinars and other useful information in the Privacy Matters Learning Centers. Credit & Press Room Read the latest news about the credit and identity protection products and services available at PrivacyMatters.com in our Press Room.

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This article was written by Beth Pardue who has over 10 years of experience in the financial industry assisting clients with assorted financial needs. To learn more about credit reports and protecting your identity please visit: http:// www.credit-report-credit-score.com today!

Much like a credit report, an identity theft report contains your personal and financial history. Companies like Privacy Matters offer an identity theft report as part of their core benefits, designed to protect your personal information and your peace of mind. Staying proactive is a key to preventing identity theft, and an identity theft report, along with identity theft and credit monitoring, offers you several different weapons to stay in the fight.

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